XTB Review
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 70% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
As a trusted multi-asset broker, XTB offers a growing variety of asset classes with over 10,000 tradable symbols, including forex and CFDs, alongside an excellent overall trading experience. Its xStation 5 platform is well designed and packed with innovative features, and XTB’s comprehensive education and research helped the broker finish Best in Class for Overall, Ease of Use, and Beginners in 2026.
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Minimum Deposit:
$0 -
Trust Score:
96 -
Tradeable Symbols (Total):
10900
| Range of Investments | |
| Trading Fees | |
| Trading Platforms | |
| Research | |
| Mobile Trading | |
| Education |
Check out ForexBrokers.com's picks for the best forex brokers in 2026.
| 2026 | #7 |
| 2025 | #7 |
| 2024 | #8 |
| 2023 | #8 |
| 2022 | #7 |
| 2021 | #7 |
| 2020 | #8 |
| 2019 | #7 |
| 2018 | #16 |
| 2017 | #8 |
Led by Steven Hatzakis, Global Director of Online Broker Research, the ForexBrokers.com research team collects and audits data across more than 100 variables. We analyze key tools and features important to forex and CFD traders and collect data on commissions, spreads, and fees across the industry to help you find the best broker for your needs.
We also review each broker’s regulatory status; this research helps us determine whether you should trust the broker to keep your money safe. As part of this effort, we track 100+ international regulatory agencies to power our proprietary Trust Score rating system.
Our researchers open personal brokerage accounts and test all available platforms on desktop, web, and mobile for each broker reviewed on ForexBrokers.com. Learn more about how we test.
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Table of Contents
XTB pros & cons
Pros
- xStation 5 platform is intuitive and packed with useful tools.
- 200+ educational lessons via its renewed Knowledge Base.
- Zero-commission share CFDs available in the U.K.
- Expanded range of markets to over 10,000 tradeable assets (depending on region).
Cons
- No support for MetaTrader, TradingView, or third-party platforms.
- trading signals are not available, and there is no API or algorithmic trading.
- XTB Social feature is limited to users in Poland & doesn't permit copy trading.
My top takeaways for XTB in 2026:
- XTB is best-suited for beginner traders and self-directed investors who value intuitive platforms, integrated research tools, and access to a broad range of markets, including forex, CFDs, and crypto.
- XTB provides a broad selection of over 10,000 tradeable securities, outstanding customer service, and competitive research.
- XTB is a solid choice for traders preferring a market maker broker.
- English video content for research has improved, but still trails behind other languages.
Trust Score
Developed by ForexBrokers.com and in use for nearly 10 years, Trust Score is a proprietary rating system powered by a range of unique quantitative and qualitative metrics, including each company’s number of regulatory licenses. Trust Scores range from 1 to 99 (the higher a broker’s rating, the better). Learn more.
Is XTB safe?
XTB is considered Highly Trusted, with an overall Trust Score of 96 out of 99. XTB is a publicly traded company that is authorised by two Tier-1 regulators (Highly Trusted), two Tier-2 regulators (Trusted), one Tier-3 regulators (Average Risk), and two Tier-4 regulator (High Risk). XTB is authorised by the following Tier-1 regulators: Financial Conduct Authority (FCA) and Securities & Exchange Commission (CySEC). Learn more about Trust Score or see where the different XTB entities are regulated.
| Feature |
|
|---|---|
| Year Founded | 2002 |
| Publicly Traded (Listed) | Yes |
| Bank | No |
| Tier-1 Licenses | 2 |
| Tier-2 Licenses | 2 |
| Tier-3 Licenses | 1 |
| Tier-4 Licenses | 2 |
Range of investments
XTB stands out for its massive range of instruments across asset classes, making it one of the most diversified brokers. It provides traders access to CFDs on 2,541 stocks, 18 ETCs, 5 ETNs, 40 cryptocurrencies, and over 70 forex pairs. XTB also provides 6,662 cash equities (non-leveraged) and more than 1,831 cash ETFs as part of its securities offering (though these are not available to XTB Ltd (Cy) clients via the broker's Cyprus branch ).
Cryptocurrency: Cryptocurrency trading is only available at XTB through CFDs. Trading the underlying asset (e.g. buying Bitcoin) is not currently supported. Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except for professional clients).
| Feature |
|
|---|---|
| Forex Trading (Spot or CFDs) | Yes |
| Tradeable Symbols (Total) | 10900 |
| Forex Pairs (Total) | 71 |
| U.S. Stocks (Shares) | Yes |
| Global Stocks (Non-U.S. Shares) | Yes |
| Copy Trading | No |
| Cryptocurrency (Underlying) | No |
| Cryptocurrency (CFDs) | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Note: Real shares, ETFs, and investment plans are not available via XTB's Cyprus entity.
XTB fees
XTB offers two account types; there’s a spread-only Standard account, and a commission-based Professional account – though this option is reserved for clients who meet the definition of elected Professionals in the U.K. and Europe. Overall, pricing at XTB is in line with the industry average but trails the best brokers in this category. Small account holders should take heed that XTB charges a €10 fee if your withdrawal amount is less than €100.
Average spreads: Using data from Q3 2025, XTB average forex spreads on the EUR/USD stood at 0.92 pip (note: the commission-based pro account is being phased out and is no longer promoted).
Standard vs. Pro accounts: XTB’s Standard and Professional accounts have similar pricing when trading at higher volumes – and minimum deposits start at 250 base currency (£250, €250, or $250). For smaller amounts, however, the Standard account appears to be cheaper. My choice for retail forex traders would be the Standard account, especially as the Pro account is no longer available in most regions – except for certain legacy clients.
Active trader discounts: For active traders (and those in the EU who meet the definition of elective professionals), XTB will rebate a portion of the spread (from 5% to 30%) back to you when you reach certain volume thresholds, starting from 20 lots per month to as much as 1000 lots for the full 30% discount. This active trader program is known as XTB's Lower Spread Group, and helps the company compete with similar offerings from FXCM, FOREX.com, and CMC Markets.
| Feature |
|
|---|---|
| Minimum Deposit | $0 |
| Average spread (EUR/USD) - Standard account | 0.92 |
| All-in Cost EUR/USD - Active | 0.92 |
| Non-wire bank transfer | No |
| PayPal (Deposit/Withdraw) | Yes |
| Skrill (Deposit/Withdraw) | Yes |
| Bank Wire (Deposit/Withdraw) | Yes |
Mobile trading apps
While the MetaTrader 4 mobile app is no longer available at the broker, XTB’s proprietary xStation 5 mobile app is one of the best-designed trading apps available today. Standout features include the ability to close all profitable trades or all losing trades with one click. This is a great tool for active traders managing multiple positions, especially when markets move quickly and you need to exit fast.
xStation mobile features: The xStation 5 app offers several features that mirror its web counterpart, such as streaming news, predefined watchlists, an economic calendar, top movers, and client sentiment data. Several integrated videos in the mobile app also provide webinar-style educational content, with multiple videos that are over an hour long.
Steven's take
"There’s no question; XTB's mobile app is cleanly designed and competes with the best forex mobile platforms."
xStation charting: xStation 5 charts are good, but not great; I was disappointed to find that watchlists do not sync with the web version of the trading platform, and that there are only half as many indicators (13 total). Nice features in xStation 5 mobile charts include an automatic-save feature for your trend lines and drawings, and the ability to easily add indicators to your charts while zooming in on various time frames.

XTB xStation mobile app trading ticket and quick chart view with client sentiment data and news headlines.
Trading platforms
While XTB ended support for MT4 in all locations, its feature-rich xStation 5 platform steals the show with its minimalist design and powerful tools.
Platforms overview: XTB offers a flagship web-based trading platform: its proprietary app xStation 5.
Charting: Beyond its responsive modern design (and its 30 drawing tools and 39 technical indicators), there are several unique features that help xStation 5 stand out. For example, I loved the fact that charts include a countdown timer showing the remaining time left in each candlestick. Also, economic news releases appear along the bottom axis of its charts, providing traders with helpful insights during important economic events.

XTB’s xStation 5 platform features a highly intuitive, modular layout that supports one-click trading directly from the "Market Watch" list or via visual on-chart levels for precise Stop Loss and Take Profit placement.
xStation 5 trading tools: XTB's flagship platform offering, xStation 5, delivers an excellent experience for web, mobile, tablet, and even iOS and Android smartwatches. Trading tool highlights include color-coded heat mapping for analyzing top movers, a versatile stock screener, and sentiment data that shows the percentage of XTB clients that are long or short for a given trading symbol. While complex order types are not available beyond entry stops and limits, I was pleased to see the ability to close all positions, including all profitable or unprofitable, which is useful for active trading.
| Feature |
|
|---|---|
| Virtual Trading (Demo) | Yes |
| Proprietary Desktop Trading Platform | Yes |
| Desktop Platform (Windows) | Yes |
| Web Platform | Yes |
| Copy Trading | No |
| MetaTrader 4 (MT4) | No |
| MetaTrader 5 (MT5) | No |
| Charting - Indicators / Studies (Total) | 39 |
| Charting - Trade From Chart | Yes |
Research
XTB’s research content can compete with the best in the industry, thanks to high-quality analysis from in-house staff as well as third-party providers. That said, XTB does not publish as many daily English articles and videos as some of the best brokers in this category – though it does have a strong international presence in other languages.
Research overview: XTB makes up for the absence of Trading Central and Autochartist by offering exclusive strategies as part of its Premium Research service. In addition to streaming headlines from top-tier news providers, the broker offers an economic calendar, market sentiment, and other platform tools for research. XTB also provides written articles from its staff and weekly video webinars on YouTube, including in other supported languages, such as Polish, German, and Italian.
Market news and analysis: XTB publishes quality articles on its Market News section which are then streamed as headlines within the xStation 5 trading platform. The research includes both fundamental and technical analysis, with features such as its “Chart of the day” series. Trading signals are also included within XTB’s news panel, with price analyses from Thomson Reuters, Barclays, Citi Group, and other top-tier providers.
Quick trade buttons: While reading an article in the News section of the xStation 5 web app, I noticed several trade-related buttons tied to the instrument referenced in the story (for example, Natural Gas). Similarly, an EUR/USD article let me place a market order and even add a stop-loss or limit directly from within the article, an innovative way to integrate trading actions into platform research. You can also open a chart and favorite an instrument from each asset-linked article. These buttons don’t appear on headlines that aren’t tied to a specific instrument, such as U.S. GDP releases or other economic calendar events.

XTB seamlessly integrates execution into research by embedding live "Buy" and "Sell" buttons directly within news articles, as seen in this "Chart of the Day" report. This feature allows traders to instantly act on fundamental analysis without navigating away from the insight window.
Room for improvement: I’d like to see XTB implement a more consistent schedule for daily webinars and English-language research videos, matching the frequency and cadence of its Polish YouTube channel.
| Feature |
|
|---|---|
| Daily Market Commentary (Articles) | Yes |
| Forex News (Top-Tier Sources) | Yes |
| Autochartist | No |
| Trading Central | No |
| Client sentiment data | Yes |
Education
XTB offers one of the most complete educational packages available, with content tailored especially for beginners and intermediate traders. I was impressed with XTB’s educational offering thanks to its extensive written content, video materials, and archived webinars. In 2025, XTB overhauled its education into a dedicated Knowledge Base, organizing content by theme and asset class within an upgraded website design. XTB also does a great job weaving education throughout its platform suite and website. The main drawback is the organization of its video content. It doesn’t all live in one place and is instead scattered across the platform and XTB’s YouTube channel.
Knowledge Base: XTB provides a variety of materials on its website under the "Learn To Trade" section, all of which can be sorted by topic or experience level. There are more than 200 lessons available from the Trading Academy that are now rolled into the new Knowledge Base, along with enhanced FAQs, platform tutorials, financial market education, and premium content for live account holders.
There are at least ten lessons that cover forex and CFD education, and each category features quizzes. There are also dozens of articles covering broader subjects like "What are macroeconomic indicators?"

XTB’s "Knowledge Base" serves as a comprehensive educational repository, organizing articles by clearly defined topics such as "Forex," "Technical Analysis," and "Strategy" to help traders of all levels locate relevant study materials.
Room for improvement: XTB provides a good balance of videos within its Trading Academy and on its YouTube channel, including 17 videos in its Masterclass series. Many of these videos are also integrated in the Premium section within the xStation 5 web platform and mobile app. Organizing all these videos by category or experience level, and keeping them in one place – such as within Knowledge Base or a dedicated video library – would be a great way to arrange for seamless access to all of XTB’s video content. In addition, I liked that progress tracking is incorporated, giving traders the option to measure their learning progress – though quizzes or tests would be a welcome addition.
| Feature |
|
|---|---|
| Webinars | Yes |
| Videos - Beginner Trading Videos | Yes |
| Videos - Advanced Trading Videos | Yes |
Final thoughts
XTB is a trusted multi-asset broker offering a broad range of tradable instruments, strong customer support, and a polished trading experience built around its proprietary xStation 5 platform suite.
In our 2026 Annual Awards, XTB earned Best in Class honors for Overall, Ease of Use, and Beginners, a reflection of its clean, intuitive platform design and the way it integrates learning tools throughout the trading experience. XTB also continues to deliver competitive research through a mix of in-platform news and market commentary, in-house and third-party analysis, and a growing library of video content across its YouTube channels and playlists.
Though pricing is only average compared to the wider industry and algorithmic trading is not supported, XTB has a well-balanced offering and is worth close consideration from traders seeking a broker for trading forex and CFDs in 2026.
XTB Star Ratings
| Feature |
|
|---|---|
| Overall Rating |
|
| Trust Score | 96 |
| Range of Investments |
|
| Trading Fees |
|
| Trading Platforms |
|
| Research |
|
| Mobile Trading |
|
| Education |
|
Our testing
Why you should trust us
Steven Hatzakis is a well-known finance writer, with 25+ years of experience in the foreign exchange and financial markets. He is the Global Director of Online Broker Research for Reink Media Group, leading research efforts for ForexBrokers.com since 2016. Steven is an expert writer and researcher who has published over 1,000 articles covering the foreign exchange markets and cryptocurrency industries. He has served as a registered commodity futures representative for domestic and internationally-regulated brokerages. Steven holds a Series III license in the US as a Commodity Trading Advisor (CTA).
All content on ForexBrokers.com is handwritten by a writer, fact-checked by a member of our research team, and edited and published by an editor. Our ratings, rankings, and opinions are entirely our own, and the result of our extensive research and decades of collective experience covering the forex industry.
Ultimately, our rigorous data validation process yields an error rate of less than .1% each year, providing site visitors with quality data they can trust. Click here to learn more about how we test.
How we tested
At ForexBrokers.com, our online broker reviews are based on our collected quantitative data as well as the observations and qualified opinions of our expert researchers. Each year we publish tens of thousands of words of research on the top forex brokers and monitor dozens of international regulator agencies (read more about how we calculate Trust Score here).
Mobile testing is conducted on modern devices that run the most up-to-date operating systems available:
- For Apple, we use MacBook Pro laptops running macOS 15.3, and the iPhone XS running iOS 18.3.
- For Android, we use the Samsung Galaxy S20 and Samsung Galaxy S23 Ultra devices running Android OS 15.
All websites and web-based platforms are tested using the latest version of the Google Chrome browser.
Our researchers thoroughly test a wide range of key features, such as the availability and quality of watch lists, mobile charting, real-time and streaming quotes, and educational resources – among other important variables. We also evaluate the overall design of the mobile experience, and look for a fluid user experience moving between mobile and desktop platforms.
Forex Risk Disclaimer
There is a very high degree of risk involved in trading securities. With respect to margin-based foreign exchange trading, off-exchange derivatives, and cryptocurrencies, there is considerable exposure to risk, including but not limited to, leverage, creditworthiness, limited regulatory protection and market volatility that may substantially affect the price, or liquidity of a currency or related instrument. It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable, or that they will not result in losses. Read more on forex trading risks.
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Steven Hatzakis February 12, 2026About XTB
XTB was founded in Poland in 2002 under the name X-Trade Brokers and was rebranded as XTB in 2004. Since then, it has grown into a global multi-asset broker, expanding beyond forex and CFDs to offer cash equities and more than 10,000 tradable symbols.
As of the end of Q3 2025, XTB had a market capitalization of over PLN 8.44 billion (approximately $2.06 billion) and is publicly traded on the Warsaw Stock Exchange (WSE: XTB.PL). XTB reported serving over 1.9 million clients globally as of its latest Q3 2025 update.
XTB maintains offices in over a dozen countries across Europe and is regulated by multiple authorities, including the U.K.’s FCA, Poland’s KNF, Germany’s BaFin, Spain’s CNMV, France’s AMF, Cyprus’ CySEC, the U.A.E.’s DFSA, South Africa’s FSCA, the FSA of Seychelles, and Belize’s FSC, and most recently the CMF in Chile. XTB also holds indemnity insurance through its Belize entity of up to $1 million per client claim and $5 million in aggregate.
Article Resources
XTB Regulation, XTB Education, YouTube channel