Written by ForexBrokers.com
In this head to head comparison of XTB vs eToro, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Comparing online brokers XTB and eToro: XTB was founded in 2002; eToro in 2007. Both are publicly traded and are not banks. On regulation, XTB holds two Tier-1 licenses and two Tier-2 licenses, while eToro holds four Tier-1 licenses and one Tier-2 license.
ForexBrokers.com rates XTB at 96/99 and eToro at 97/99 on its Trust Score. On that scale, 90-99 is highly trusted, 80-89 trusted, 70-79 average risk, 60-69 high risk, and below 59 not trusted. That means both brokers are in the highly trusted group, with eToro edging XTB by a point and carrying more Tier-1 oversight, while XTB matches with more Tier-2 coverage.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
For commissions and fees, XTB and eToro both advertise typical EUR/USD spreads around 1 pip, but their pricing appeal differs. XTB earns 4.5 stars and ranks #13 out of 63 brokers for Commissions and Fees at ForexBrokers.com, reflecting costs that are in line with the industry average. eToro earns 4 stars and ranks #22 out of 63; its typical 1‑pip EUR/USD spread is slightly higher than average, and many traders choose it more for platform features than for ultra‑low spreads.
XTB’s Q4 2023 average spread on EUR/USD was 1 pip. It offers a spread‑only Standard account and a commission‑based Professional account, though the Pro option is being phased out and is largely unavailable except to certain legacy clients and elective professionals in the EU and U.K. Minimum deposits start at 250 in your base currency. For smaller trade sizes the Standard account tends to be cheaper, while pricing becomes similar at higher volumes. Active traders can qualify for the Lower Spread Group, which rebates 5% to 30% of the spread once monthly volume thresholds are met (from 20 up to 1,000 lots).
eToro is a market‑maker that lists a typical variable 1‑pip spread on EUR/USD, which is slightly above the average. Instead of spread discounts, eToro leans on its VIP Club (Silver through Diamond) for accounts holding $5,000 to $250,000, offering benefits such as discounted withdrawal and deposit fees, access to Trading Central, and a dedicated account manager. These perks can help trim some non‑trading costs, but for pure spread competitiveness XTB generally comes out ahead in this matchup.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 |
| Average spread (EUR/USD) - Standard account | 0.92 | 1 |
| All-in Cost EUR/USD - Active | 0.92 | 1 |
| Non-wire bank transfer | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and eToro both give traders access to forex as CFDs or spot contracts, along with the ability to trade shares on U.S. and international exchanges. Both platforms also offer cryptocurrency CFDs, so you can speculate on crypto price moves without owning the coins. In terms of choice, XTB lists 10,900 tradeable symbols and 71 forex pairs, while eToro offers 7,441 tradeable symbols and 65 forex pairs, giving XTB the edge for sheer variety.
There are also a few clear differences in what each broker lets you do. eToro offers copy trading and lets clients buy actual cryptocurrency, while XTB does not. For range of investments, both brokers are rated 5 out of 5 stars, but ForexBrokers.com ranks eToro higher at #10 out of 63 brokers, compared with XTB at #14. Overall, XTB is the stronger pick for market selection, while eToro stands out for copy trading and access to real crypto.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10900 | 7441 |
| Forex Pairs (Total) | 71 | 65 |
| U.S. Stocks (Shares) | Yes | Yes |
| Global Stocks (Non-U.S. Shares) | Yes | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | Yes |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and eToro both make it easy to practice with a free demo (paper) account and each offers a proprietary trading platform. If you prefer a downloadable desktop app for Windows, XTB has one, while eToro is browser-based only. Both brokers provide web platforms, let you place trades directly from charts, and do not support MetaTrader 4 (MT4) or MetaTrader 5 (MT5). Each platform includes chart indicators and watchlist features, though exact counts aren’t specified here.
For social features, eToro stands out with copy trading, whereas XTB does not offer it. In expert reviews of trading platforms and tools, both are rated 4.5 out of 5 stars. Looking at category rankings out of 63 brokers, XTB is placed at #9 and eToro at #8, underscoring their strong, user-friendly toolsets for everyday traders.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 39 | 106 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both the XTB mobile app and the eToro mobile app are available for iPhone and Android, and each supports price alerts and trendline drawing on charts. They share the same overall rating for mobile trading—4.5 out of 5 stars—but XTB is ranked #8 out of 63 brokers for Mobile Trading Apps by ForexBrokers.com, while eToro is ranked #10.
Key differences come down to charting tools and convenience features. eToro offers 104 technical studies in its mobile charts and syncs watchlists between the mobile app and your online account. XTB provides 39 technical studies and does not sync watchlists, but it does auto-save chart drawings, which eToro does not. If you want more technical indicators and watchlist syncing, the eToro mobile app stands out. If auto-saving chart annotations matters more—and you like a top-10 ranking—the XTB mobile app is a strong pick.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 39 | 104 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
XTB and eToro both give traders a solid set of market research tools, including daily market commentary, news from top-tier sources like Bloomberg, Reuters, and Dow Jones, a sentiment tool that shows long and short positioning, and an economic calendar for tracking key global events. Neither broker includes research from Autochartist, Trading Central, or Acuity Trading, so their built-in third-party analysis options are fairly limited.
The main difference is that eToro adds TipRanks market research, while XTB does not. Even so, XTB comes out ahead overall for research, with a 5-star rating and a #9 ranking out of 63 brokers from ForexBrokers.com, compared with eToro’s 4.5-star rating and #12 ranking. For traders who want strong general market coverage, both are useful, but XTB has the edge.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | Yes |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Comparing XTB vs eToro for beginner education, both brokers deliver dedicated forex and CFD learning with at least 10 educational pieces (articles, videos, or archived webinars). Each hosts ongoing client webinars at least once a month and offers more than 10 beginner videos as well as 10+ advanced videos, so new traders can move from basics to more in-depth topics at their own pace.
For ratings, XTB earns 5 stars for Education, while eToro scores 4.5 stars. However, in ForexBrokers.com’s Education category across 63 brokers, eToro ranks #3 and XTB ranks #11. In short: pick XTB if you prioritize a top star score for educational quality, or eToro if a higher category placement matters more. Either way, beginners get plentiful video lessons and regular webinars to build confidence.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than eToro. XTB finished with an overall rank of #7, while eToro finished with an overall rank of #9.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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eToro
|
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| Trust Score | 96 | 97 |
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In the XTB vs eToro comparison for cryptocurrency trading, eToro lets you buy actual (delivered) crypto and trade crypto CFDs, while XTB supports only cryptocurrency CFDs and does not offer purchasing real, delivered cryptocurrencies.
In the XTB vs eToro comparison for deposit and withdrawal methods, eToro supports ACH/SEPA while XTB does not, both online brokers accept PayPal, Skrill, and bank wire transfers, and Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | eToro | |
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| Trust Score | 96 | 97 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
| Broker Screenshots | XTB | eToro | |
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| Regulation | XTB | eToro | |
|---|---|---|---|
| Trust Score | 96 | 97 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | eToro | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | Yes | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | eToro | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | eToro | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10900 | 7441 | |
| Forex Pairs (Total) | 71 | 65 | |
| U.S. Stocks (Shares) | Yes | Yes | |
| Global Stocks (Non-U.S. Shares) | Yes | Yes | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | Yes | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | eToro | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 0.92 | 1 | |
| All-in Cost EUR/USD - Active | 0.92 | 1 | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | Yes | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | eToro | |
|---|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | Yes |
| Trading Platforms | XTB | eToro | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | eToro | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 106 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | eToro | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 39 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | No |
| Research | XTB | eToro | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | No | |
| TipRanks | No | Yes | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | eToro | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | XTB | eToro | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | eToro Review |
| Overall | XTB | eToro | |
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| Trust Score | 96 | 97 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
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