Written by ForexBrokers.com
In this head to head comparison of XTB vs eToro, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2002, XTB has established itself as a publicly traded entity known for its high trustworthiness within the online trading community. With a ForexBrokers.com Trust Score of 96, XTB is considered highly trusted and ranks among the top brokers. The company holds two Tier-1 licenses, which confirms its reliability and adherence to stringent regulatory standards, and two additional Tier-2 licenses that further enhance its reputation.
On the other hand, eToro, founded in 2007, is a private company that also enjoys a strong reputation, with a commendable Trust Score of 93 from ForexBrokers.com, reflecting a highly trusted status. With three Tier-1 licenses, eToro demonstrates its commitment to maintaining a secure and regulated trading environment, complemented by one Tier-2 license. While both platforms are not banks, their regulatory credentials provide users with peace of mind when engaging in online trading activities.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 3 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
In comparing the commissions and fees of XTB and eToro, both brokers earn a rating of 4.5 stars, although they cater to different trading preferences. XTB provides two account types: a spread-only Standard account and a commission-based Professional account, available primarily for those categorized as elected Professionals in the U.K. and Europe. The average forex spread on the popular EUR/USD pair is 1 pip. While this pricing is aligned with the industry’s norm, it does not outshine the leading brokers in the field. For amateur forex traders, the Standard account is recommended as the Professional account is being phased out except for select clients. Additionally, XTB offers an active trader discount ranging from 5% to 30% of the spread, which can be beneficial for high-volume traders in specific regions.
On the other hand, eToro operates as a market-maker broker with a typical variable spread of 1 pip on the EUR/USD pair. Though slightly higher than the average industry spread, eToro’s appeal lies in its social copy trading capabilities rather than its trading fees. The platform also boasts a VIP program, known as the eToro Club, offering five membership tiers from Silver to Diamond. Benefits of these tiers include access to premium research tools, reduced withdrawal and deposit fees, and personal account management, with membership requiring balances between $5,000 and $250,000.
When assessed by ForexBrokers.com for commissions and fees, XTB is ranked #11 among 62 brokers, slightly ahead of eToro, which holds the #22 spot. The choice between these brokers may depend on a trader's preference for low spreads versus unique trading features such as social trading and VIP benefits.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 |
| Average Spread EUR/USD - Standard | 1.00 | 1 |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Active Trader or VIP Discounts | No | Yes |
| ACH or SEPA Transfers | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing the range of investments offered by XTB and eToro, both platforms present solid options for forex trading enthusiasts, with both platforms offering forex as a Contract for Difference (CFD) or spot contract. XTB provides access to an expansive 7,184 tradeable symbols, surpassing eToro's offering of 5,461. Forex traders looking for diversity will find that XTB offers 71 tradeable forex pairs, which is more than eToro's 55 pairs. Both brokers allow investing in exchange-listed securities on major U.S. and international exchanges, so you can purchase shares like Apple or Vodafone without the need for CFDs.
While each platform offers cryptocurrency derivatives, eToro gives users the added advantage of buying actual cryptocurrencies. One of eToro's standout features not available on XTB is its copy trading service, which can be attractive for users interested in emulating successful traders' strategies. Despite these differences, XTB and eToro both garnered a 5-star rating for their range of investments, with ForexBrokers.com ranking eToro slightly higher at #10 compared to XTB's #14 out of 62 brokers evaluated. Whether you prioritize a larger selection of tradeable symbols or the ability to directly purchase cryptocurrencies and copy trade, both brokers provide competitive investment opportunities.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 5461 |
| Forex Pairs (Total) | 71 | 55 |
| U.S. Stock Trading (Non CFD) | Yes | Yes |
| Int'l Stock Trading (Non CFD) | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | Yes |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing trading platforms and tools between XTB and eToro, both brokers stand out with a variety of features tailored to enhance the trading experience. XTB presents an in-house developed platform that functions as a Windows-based desktop application and web-based browser platform. It supports paper trading via a demo account, allowing users to practice their strategies without financial risk. While XTB lacks copy trading capabilities, it makes up for it with the direct trading feature from stock charts and offers 32 drawing tools. The platform is noted for its comprehensive watch lists that feature up to 8 columns, making it easy for traders to organize and track preferred assets. Achieving a commendable rating of 4.5 stars, XTB ranks 9th among 62 brokers in the Trading Platforms and Tools category, showcasing its strength in this field.
On the other hand, eToro distinguishes itself with a proprietary web-based platform that also allows simulated trading through a free demo account. While eToro does not have a Windows-based desktop download option, it excels with its copy trading functionality, enabling traders to mirror the strategies of other successful investors. Although it lacks the ability to trade directly from stock charts, eToro impresses with a vast array of 161 drawing tools for chart analysis. Its watch lists provide up to 6 columns of customizable fields. Rated equally alongside XTB with 4.5 stars for its trading platforms and tools, eToro slightly edges out by ranking 8th in the same category on ForexBrokers.com.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 39 | 104 |
| Charting - Drawing Tools (Total) | 32 | 161 |
| Charting - Trade From Chart | Yes | No |
| Watchlists - Total Fields | 8 | 6 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both XTB and eToro offer iPhone and Android apps, making it easy for users to trade on the go. Their mobile apps come equipped with real-time stock and forex price alerts and the ability to create watchlists with real-time quotes. However, eToro has a slight edge with watchlist symbol syncing, allowing seamless updates between the mobile app and the client’s online account. XTB stands out for its charting features, offering 39 technical studies and allowing users to draw trendlines and view multiple time frames, with all drawings auto-saved. On the other hand, eToro offers a more extensive selection of 104 technical studies but lacks the ability to draw trendlines and auto-save chart drawings.
In terms of overall mobile trading app experience, both platforms are highly rated at 4.5 stars out of five. XTB comes in higher, ranked at #8 out of 62 brokers by ForexBrokers.com, while eToro is positioned at #11. These rankings reflect the strengths and areas where each platform excels—XTB with its versatile charting tools and eToro with its convenient syncing features. Ultimately, the choice between XTB and eToro will depend on what specific features cater best to your trading style.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 39 | 104 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When comparing the market research offerings of XTB and eToro, both provide daily market commentary and maintain an economic calendar covering global news events. However, notable differences surface in their specific research tools and resources. XTB shines by providing forex news from top-tier sources like Bloomberg and Reuters, access that eToro does not currently offer. Conversely, eToro stands out with its inclusion of research tools from Trading Central and TipRanks, which are absent in XTB's toolbox. Both platforms offer sentiment-based trading tools, allowing traders to gauge market mood through long or short ratios.
In terms of overall research ratings, XTB holds an edge with a 5-star rating compared to eToro's 4.5 stars. This difference may partly explain why XTB is ranked higher at #7 compared to eToro's #13 for the Research category according to ForexBrokers.com. While both platforms offer solid market information, your choice may ultimately depend on whether you value more extensive news coverage or additional analysis tools.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | No |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | No | Yes |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, both XTB and eToro offer a variety of learning tools for those eager to dive into forex and CFD trading. Both platforms provide over ten educational pieces, including articles, videos, and archived webinars. They each host monthly online educational webinars for their clients, which are also recorded and made available in a searchable archive. New traders will be pleased to find at least ten beginner-focused videos on each platform, as well as advanced videos for more experienced traders.
However, there are some notable differences. eToro offers an investor dictionary with over 50 investing terms, a feature currently unavailable with XTB. Despite this, XTB still receives a slightly higher educational rating at 5 stars compared to eToro's 4.5. Furthermore, eToro holds a higher rank in the educational category, coming in at number 5 out of 62 brokers, while XTB ranks at number 11. For beginners, both platforms offer strong educational resources, with eToro providing slightly more in terms of a comprehensive glossary. However, XTB edges out with its star rating, indicating a solid reputation in educating newcomers.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | Yes |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that XTB is better than eToro. XTB finished with an overall rank of #7, while eToro finished with an overall rank of #9.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Overall Rating |
|
|
| Trust Score | 96 | 93 |
| Range of Investments |
|
|
| Commissions & Fees |
|
|
| Platform & Tools |
|
|
| Research |
|
|
| Mobile Trading |
|
|
| Education |
|
|
While both XTB and eToro provide the option to trade cryptocurrency derivatives, eToro stands out by also offering the ability to purchase actual delivered cryptocurrencies, unlike XTB.
When comparing online brokers XTB and eToro, both offer PayPal, Skrill, Visa/Mastercard, and bank wire transfers as options to deposit or withdraw funds, while eToro additionally provides ACH and SEPA transfers, which XTB does not offer.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
Select Brokers
↓×Compare
0 of 5| Overall Rating | XTB | eToro | |
|---|---|---|---|
| Overall Rating |
|
| |
| Commissions & Fees |
|
| |
| Range of Investments |
|
| |
| Platform & Tools |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 96 | 93 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
| Broker Screenshots | XTB | eToro | |
|---|---|---|---|
| Trading Platforms Gallery (click to expand) |
|
| |
| Mobile Trading Gallery (click to expand) |
|
| |
| Research Gallery (click to expand) |
|
| |
| Education Gallery (click to expand) |
|
|
| Regulation | XTB | eToro | |
|---|---|---|---|
| Trust Score | 96 | 93 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 3 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | eToro | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | eToro | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | XTB | eToro | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 5461 | |
| Forex Pairs (Total) | 71 | 55 | |
| U.S. Stock Trading (Non CFD) | Yes | Yes | |
| Int'l Stock Trading (Non CFD) | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | Yes | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | eToro | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | 1 | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Active Trader or VIP Discounts | No | Yes | |
| Inactivity Fee | Yes | Yes | |
| Execution: Agency Broker | Yes | Yes | |
| Execution: Market Maker | Yes | Yes |
| Funding | XTB | eToro | |
|---|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | Yes |
| Trading Platforms | XTB | eToro | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | XTB | eToro | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 8 | 6 | |
| Charting - Indicators / Studies (Total) | 39 | 104 | |
| Charting - Drawing Tools (Total) | 32 | 161 | |
| Charting - Trade From Chart | Yes | No | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | eToro | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 39 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | No |
| Research | XTB | eToro | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | Yes | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | eToro | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | Yes | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | XTB | eToro | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | XTB Review | eToro Review |
| Overall | XTB | eToro | |
|---|---|---|---|
| Overall Rating |
|
| |
| Commissions & Fees |
|
| |
| Range of Investments |
|
| |
| Platform & Tools |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 96 | 93 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
IG
CMC Markets
FOREX.com
XTB
eToro
AvaTrade
Plus500
Pepperstone
FP Markets
Tickmill