Written by ForexBrokers.com
In this head to head comparison of XTB vs Capital.com, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing online brokers XTB and Capital.com, both companies boast impressive regulatory backgrounds, though they differ slightly in terms of trust ratings and company status. Founded in 2002, XTB has a longer history in the financial markets and is a publicly traded entity, which often implies additional layers of transparency. It holds 2 Tier-1 licenses and 2 Tier-2 licenses, contributing to its high Trust Score of 96 on ForexBrokers.com. Meanwhile, Capital.com, established in 2016, is not publicly traded but demonstrates a strong regulatory standing with 3 Tier-1 licenses and 1 Tier-2 license, earning it a Trust Score of 87, indicating it is trusted.
Despite these distinctions, neither XTB nor Capital.com operates as a bank, which is fairly common for online brokers focusing on trading services rather than traditional banking. The fact that both entities adhere to high regulatory standards, with multiple Tier-1 and Tier-2 licenses, ensures they provide a competitive and secure platform for users. In terms of trust, XTB holds a slightly higher rating, marking it as highly trusted, while Capital.com remains firmly trusted, making both viable choices for traders prioritizing regulatory compliance and trust.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Year Founded | 2002 | 2016 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 3 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 2 |
XTB offers two main account types: a spread-only Standard account and a Professional account, though the latter is limited to certain clients in the U.K. and Europe. While XTB's pricing matches the industry average, it lags behind top brokers in this area. For forex trading, XTB's average spread on the EUR/USD pair is approximately 1 pip. The Standard account is generally more cost-effective for retail traders, with a minimum deposit of 250 base currency, especially as the Professional account option is fading out in most areas. Active traders with high-volume transactions may benefit from XTB's rebate program, which can offer discounts of up to 30% as part of the Lower Spread Group.
On the other hand, Capital.com provides a universal account option available to all retail traders and also offers a professional account for those who qualify. Capital.com's pricing is slightly more competitive than the industry average. The broker maintains an average spread of approximately 0.67 pips on the EUR/USD currency pair, a rate verified in April 2024. This low average spread positions Capital.com as an attractive option for those seeking cost-effective forex trading options.
According to ForexBrokers.com, XTB receives a 4.5-star rating for commissions and fees, placing it at the 11th spot out of 62 brokers. In contrast, Capital.com shines with a perfect 5-star rating, ranking 3rd out of 62 brokers in the same category. This comparison highlights Capital.com as a leading option for traders focused on minimizing commissions and fees.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Minimum Deposit | $0 | $20 |
| Average Spread EUR/USD - Standard | 1.00 | 0.67 |
| All-in Cost EUR/USD - Active | 1.00 | 0.67 |
| Active Trader or VIP Discounts | No | Yes |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing XTB and Capital.com for their range of investments, both platforms offer forex trading as CFDs, but the number of tradeable symbols and forex pairs differs notably. XTB provides an extensive selection with 7,184 tradeable symbols and 71 forex pairs, whereas Capital.com offers 3,007 tradeable symbols and a more extensive 125 forex pairs. Moreover, XTB stands out by offering access to exchange-traded securities on U.S. and international exchanges, allowing users to purchase stocks like Apple and Vodafone directly. Capital.com, on the other hand, does not offer this feature, focusing instead on CFDs for these securities.
While neither XTB nor Capital.com offers copy trading or the ability to buy actual cryptocurrencies, they do provide cryptocurrency derivatives. However, XTB edges slightly ahead in the broader range of investments, receiving 5 stars compared to Capital.com's 4.5-star rating. This distinction is also reflected in their rankings, with XTB ranked 14th out of 62 brokers by ForexBrokers.com for the Range of Investments category, while Capital.com is ranked 22nd. These ratings underscore XTB's greater breadth in investment options, appealing to those seeking more diverse trading opportunities.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 3007 |
| Forex Pairs (Total) | 71 | 125 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When it comes to trading platforms and tools, both XTB and Capital.com offer compelling choices for traders. Each broker provides a proprietary platform developed in-house, alongside a Windows-based desktop download and a convenient web-based platform accessible through your browser. For those interested in simulation, both platforms allow users to experiment with strategies without financial risk through free virtual demo accounts. Unlike Capital.com, XTB does not support MetaTrader 4, which may be a consideration for traders seeking that specific third-party platform. While XTB doesn't accommodate copy trading or additional platforms like DupliTrade and ZuluTrade, Capital.com similarly lacks these options, focusing instead on its proprietary system.
Both XTB and Capital.com are well-equipped with the ability to trade directly from a stock chart. However, when examining tools for technical analysis, XTB edges ahead by offering 32 drawing tools compared to Capital.com's 18. Conversely, if watchlist customization is important to you, Capital.com leads with 11 columns for watchlists compared to XTB's eight. Despite these distinctions, both platforms receive a strong rating of 4.5 stars for their trading platforms and tools. According to ForexBrokers.com, XTB holds a slightly higher position, ranked ninth among 62 brokers, while Capital.com is placed at 12th. This overall positions each broker as a highly effective choice for those prioritizing powerful trading platforms and tools in their trading strategy.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 39 | 83 |
| Charting - Drawing Tools (Total) | 32 | 18 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 8 | 11 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and Capital.com both provide excellent mobile trading apps that cater to iPhone and Android users. They offer essential features, including stock and forex price alerts, the ability to draw trendlines, and support for multiple time frames on charts, making trading on the go seamless and efficient. Both platforms allow the creation of watchlists with real-time quotes, though neither syncs watchlists with their online accounts. When it comes to charting capabilities, XTB stands out slightly by offering 39 technical studies, compared to Capital.com's 30. Auto-saving of chart drawings is supported by both apps, ensuring that any custom setups are not lost when you move from one session to the next.
In terms of user ratings, both XTB and Capital.com score an impressive 4.5 out of 5 stars for their mobile trading apps. However, there is a slight difference in their industry rankings according to ForexBrokers.com. XTB holds the 8th position out of 62 brokers for its mobile app, while Capital.com sits at the 12th spot. This ranking difference might be a consideration if industry rankings influence your decision, though it's clear both platforms provide robust mobile trading experiences that are highly rated by users.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When comparing the market research offerings of online brokers XTB and Capital.com, both provide daily market commentary, ensuring traders stay informed on the latest developments. However, XTB distinguishes itself by offering forex news from top-tier sources like Bloomberg and Reuters, a feature that Capital.com lacks. Additionally, both platforms provide sentiment-based trading tools, giving insights into the ratio of long or short positions across various instruments. While neither XTB nor Capital.com incorporates tools from Autochartist or Trading Central, Capital.com does provide market research through TipRanks, setting it apart in this specific regard.
Both XTB and Capital.com include an economic calendar to keep traders updated on global economic events. In terms of research ratings, XTB receives a superior score with five stars and holds the 7th rank among 62 brokers, according to ForexBrokers.com. In comparison, Capital.com is rated slightly lower with 4.5 stars and is ranked 14th. These ratings could influence traders looking for comprehensive research capabilities, with XTB emerging as a more highly regarded option based on these metrics.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | No | Yes |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, both XTB and Capital.com offer comprehensive content, including at least ten pieces focused on forex and CFDs. XTB stands out by providing regular online webinars, enhancing real-time learning opportunities, which Capital.com does not. Both platforms feature searchable archived webinars, making it easy for users to access past educational sessions at their convenience. Additionally, both brokers cater to beginners with a variety of video content aimed at novice traders, ensuring foundational knowledge is covered.
For more seasoned traders, XTB and Capital.com each offer at least ten advanced educational videos to help deepen trading knowledge. However, Capital.com provides an added resource with its investor dictionary, featuring definitions of over 50 investing terms, which could be particularly useful for beginners needing clarity on key concepts. In terms of overall educational offerings, XTB receives a top rating of five stars, while Capital.com comes close with 4.5 stars. Interestingly, despite XTB's higher star rating, Capital.com ranks higher at 8th place compared to XTB's 11th in the education category by ForexBrokers.com, suggesting that both platforms offer strong, though distinct, educational advantages.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that XTB is better than Capital.com. XTB finished with an overall rank of #7, while Capital.com finished with an overall rank of #10.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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Capital.com
|
|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 87 |
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Both XTB and Capital.com do not provide the option to purchase actual (delivered) cryptocurrency, but they do offer the ability to trade cryptocurrency derivatives.
Both XTB and Capital.com do not support ACH or SEPA transfers for depositing or withdrawing funds, but they both offer options such as PayPal, Skrill, Visa, Mastercard, and bank wire transfers.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Capital.com | |
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| Trust Score | 96 | 87 | |
| Winner | check_circle | ||
| Review | XTB Review | Capital.com Review |
| Broker Screenshots | XTB | Capital.com | |
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| Regulation | XTB | Capital.com | |
|---|---|---|---|
| Trust Score | 96 | 87 | |
| Year Founded | 2002 | 2016 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 3 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 2 |
| Tier-1 Licenses (Highly Trusted) | XTB | Capital.com | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | Capital.com | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | XTB | Capital.com | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 3007 | |
| Forex Pairs (Total) | 71 | 125 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Capital.com | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | 0.67 | |
| All-in Cost EUR/USD - Active | 1.00 | 0.67 | |
| Active Trader or VIP Discounts | No | Yes | |
| Inactivity Fee | Yes | Yes | |
| Execution: Agency Broker | Yes | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | XTB | Capital.com | |
|---|---|---|---|
| Minimum Deposit | $0 | $20 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | XTB | Capital.com | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | XTB | Capital.com | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 8 | 11 | |
| Charting - Indicators / Studies (Total) | 39 | 83 | |
| Charting - Drawing Tools (Total) | 32 | 18 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Capital.com | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | XTB | Capital.com | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | Yes | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Capital.com | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | XTB | Capital.com | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | XTB Review | Capital.com Review |
| Overall | XTB | Capital.com | |
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| Trust Score | 96 | 87 | |
| Winner | check_circle | ||
| Review | XTB Review | Capital.com Review |
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