Written by ForexBrokers.com
In this head to head comparison of FOREX.com vs XTB, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
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FOREX.com (founded 1999) and XTB (founded 2002) are both publicly traded brokers, and neither is a bank. On ForexBrokers.com’s Trust Score scale (90–99 highly trusted; 80–89 trusted; 70–79 average risk; 60–69 high risk; under 59 not trusted), FOREX.com scores 99/99 and XTB scores 96/99—both are highly trusted.
Regulatory coverage: FOREX.com holds 7 Tier-1 licenses and 2 Tier-2 licenses, while XTB holds 2 Tier-1 and 2 Tier-2 licenses (Tier-1 regulators are considered highly trusted and Tier-2 trusted by ForexBrokers.com). Both are well regulated, with FOREX.com offering a wider set of top-tier authorizations and XTB also maintaining strong oversight.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Year Founded | 1999 | 2002 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 7 | 2 |
| Tier-2 Licenses | 2 | 2 |
| Tier-3 Licenses | 1 | 1 |
| Tier-4 Licenses | 1 | 2 |
FOREX.com and XTB both earn 4.5 out of 5 stars for commissions and fees, but they price trades a little differently. FOREX.com ranks #15 out of 36 brokers in this category, while XTB ranks slightly higher at #13 out of 36. In simple terms, both brokers are fairly competitive, but XTB has a small edge in the ranking.
FOREX.com can be a bit pricey on its Standard account, especially in the U.S., where EUR/USD spreads were around 1.4 pips in July 2023. Its RAW Spread account is cheaper, with typical EUR/USD spreads near 0.13 pips, but it adds a commission per trade. FOREX.com also offers volume-based rebates for active traders, which can help lower costs if you trade a lot each month.
XTB’s pricing is closer to the industry average. Its standard account had average EUR/USD spreads of about 1 pip in Q4 2023, and its commission-based professional account is being phased out in many regions. For most retail traders, XTB’s Standard account is usually the simpler choice, while active traders in eligible regions can still get spread discounts through XTB’s Lower Spread Group.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Minimum Deposit | $100 | $0 |
| Average spread (EUR/USD) - Standard account | 1.00 | 0.92 |
| All-in Cost EUR/USD - Active | 1.13 | 0.92 |
| Non-wire bank transfer | Yes | No |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
FOREX.com and XTB both give traders access to forex trading, and each supports forex as a CFD or spot contract. They also both offer exchange traded securities on U.S. and international exchanges, so you can buy real shares such as Apple or Vodafone rather than only trading derivatives. Neither broker offers copy trading, and neither lets you buy actual cryptocurrency, but both do offer cryptocurrency CFDs.
When it comes to overall choice, XTB lists more tradeable symbols than FOREX.com, with 10,900 versus 5,500. However, FOREX.com offers a slightly wider forex pair selection, with 80 pairs compared with XTB’s 71. Both brokers are rated 5 out of 5 stars for Range of Investments, but ForexBrokers.com ranks FOREX.com higher in this category overall, placing it 6th out of 36 brokers, while XTB comes in at 14th.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5500 | 10900 |
| Forex Pairs (Total) | 80 | 71 |
| U.S. Stocks (Shares) | Yes | Yes |
| Global Stocks (Non-U.S. Shares) | Yes | Yes |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
FOREX.com and XTB both give traders a full set of platform choices, including a free demo account, a proprietary in-house platform, desktop software for Windows, and a web-based trading platform. Both also let users trade directly from charts, which can make order placement faster and easier for active traders. In addition, neither broker offers copy trading, so investors looking for that feature will need to look elsewhere.
One key difference is that FOREX.com supports both MetaTrader 4 and MetaTrader 5, while XTB does not offer either platform. That gives FOREX.com an edge for traders who want access to the MetaTrader environment and its familiar tools. This advantage shows in independent ratings as well: FOREX.com earns 5 out of 5 stars for Trading Platforms and Tools and ranks #5 out of 36 brokers at ForexBrokers.com, while XTB scores 4.5 stars and ranks #9.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | Yes | No |
| Charting - Indicators / Studies (Total) | 90 | 39 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
FOREX.com and XTB both make mobile trading easy with iPhone and Android apps, plus stock and forex price alerts. Both apps also let you draw trend lines on charts and automatically save those drawings, which is helpful if you switch between devices or come back to a chart later. That said, FOREX.com has a clear edge in mobile usability because its watchlists sync with the online account, so updates made in the app or on the web stay matched.
When it comes to charting tools, FOREX.com offers 90 technical studies in its mobile app, while XTB provides 39. This wider set of chart indicators can give active traders more ways to study price action on the go. FOREX.com is also rated 5 stars for mobile trading apps and ranks #2 out of 36 brokers by ForexBrokers.com, compared with XTB’s 4.5-star rating and #8 ranking, making FOREX.com the stronger choice overall for mobile trading.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 90 | 39 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When it comes to market research, both FOREX.com and XTB give traders a strong set of tools. Each broker offers daily market commentary, news from top sources like Bloomberg, Reuters, and Dow Jones, a sentiment tool that shows long and short positions, and an economic calendar for tracking key global events. Both also earn a 5-star rating for Research, which puts them among the best-known choices for traders who want regular updates and market insight.
The main difference is that FOREX.com has an edge in research tools thanks to Trading Central, including technical analysis features such as Technical Analytics, while XTB does not offer this service. Neither broker includes Autochartist, TipRanks, or Acuity Trading. In ForexBrokers.com’s Research rankings, FOREX.com places higher at #7 out of 36 brokers, compared with XTB at #9 out of 36, making FOREX.com the slightly stronger option for market research overall.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | Yes | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
FOREX.com and XTB both give beginners plenty of ways to learn before they start trading. Each broker offers forex and CFD education with at least 10 learning pieces, plus regular online webinars, beginner-focused video lessons, and advanced videos for traders who want to go deeper. Both also earn a 5-star Education rating, so in terms of basic learning tools, each platform is well suited to new traders who want step-by-step guidance.
That said, FOREX.com has the edge overall for education. It ranks #4 out of 36 brokers in the Education category, while XTB ranks #11. For beginners comparing online broker education, this means FOREX.com is the stronger choice if top-tier learning content is a priority, although XTB still offers a strong selection of helpful forex and CFD resources.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that FOREX.com is better than XTB. FOREX.com finished with an overall rank of #4, while XTB finished with an overall rank of #7.
FOREX.com is a trusted brand that delivers an excellent trading experience for forex and CFDs traders across the globe. It offers a wide range of markets and provides an impressive suite of proprietary platforms – alongside limited access to MetaTrader.
| Feature |
FOREX.com
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XTB
|
|---|---|---|
| Overall Rating |
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| Trust Score | 99 | 96 |
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Online brokers FOREX.com and XTB do not allow buying actual (delivered) cryptocurrencies, but both support trading cryptocurrency CFDs.
Comparing online brokers FOREX.com vs XTB for deposit and withdrawal methods: FOREX.com supports ACH/SEPA transfers while XTB does not; both offer PayPal, Skrill, and bank wire transfers; Visa or Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | FOREX.com | XTB | |
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| Trust Score | 99 | 96 | |
| Winner | check_circle | ||
| Review | FOREX.com Review | XTB Review |
| Broker Screenshots | FOREX.com | XTB | |
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| Regulation | FOREX.com | XTB | |
|---|---|---|---|
| Trust Score | 99 | 96 | |
| Year Founded | 1999 | 2002 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 7 | 2 | |
| Tier-2 Licenses | 2 | 2 | |
| Tier-3 Licenses | 1 | 1 | |
| Tier-4 Licenses | 1 | 2 |
| Tier-1 Licenses (Highly Trusted) | FOREX.com | XTB | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | Yes | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | Yes | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | No | ||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | Yes | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | FOREX.com | XTB | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | ||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No |
| Investments | FOREX.com | XTB | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5500 | 10900 | |
| Forex Pairs (Total) | 80 | 71 | |
| U.S. Stocks (Shares) | Yes | Yes | |
| Global Stocks (Non-U.S. Shares) | Yes | Yes | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | FOREX.com | XTB | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 1.00 | 0.92 | |
| All-in Cost EUR/USD - Active | 1.13 | 0.92 | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | No | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | FOREX.com | XTB | |
|---|---|---|---|
| Minimum Deposit | $100 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | Yes | No |
| Trading Platforms | FOREX.com | XTB | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | No |
| Trading Tools | FOREX.com | XTB | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 90 | 39 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | FOREX.com | XTB | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 90 | 39 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | FOREX.com | XTB | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | Yes | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | FOREX.com | XTB | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | FOREX.com | XTB | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | FOREX.com Review | XTB Review |
| Overall | FOREX.com | XTB | |
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| Trust Score | 99 | 96 | |
| Winner | check_circle | ||
| Review | FOREX.com Review | XTB Review |
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