Written by ForexBrokers.com
In this head to head comparison of Capital.com vs XM Group, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When analyzing the regulatory standing of online brokers, both Capital.com and XM Group offer a range of licenses, though there are some key differences in their credentials. Founded in 2016, Capital.com holds three Tier-1 licenses, demonstrating a strong regulatory backing. With an additional Tier-2 license under its belt, Capital.com achieves a Trust Score of 87 out of 99, categorizing it as trusted according to ForexBrokers.com. Not publicly traded or operating as a bank, Capital.com nevertheless maintains a secure reputation in the financial trading arena.
In contrast, XM Group, established in 2009, surpasses Capital.com in this context by holding four Tier-1 licenses alongside a single Tier-2 license. This robust regulatory framework results in a slightly higher Trust Score of 88. Much like Capital.com, XM Group is neither publicly listed nor a banking institution. While the differences in trust ratings are marginal, XM Group's additional Tier-1 license may offer potential clients an added layer of assurance in choosing a reliable broker.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Year Founded | 2016 | 2009 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 4 |
| Tier-2 Licenses | 1 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
When comparing Capital.com and XM Group based on commissions and fees, Capital.com stands out as a more cost-effective choice for traders, offering pricing slightly better than the industry average. Capital.com provides a universal account for retail traders and a professional account for qualified individuals, with a notable average spread of 0.67 pips for the EUR/USD. This spread was confirmed as 0.6712 for April 2024, placing Capital.com among the lower-cost options for forex trading. With a 5-star rating for commissions and fees, Capital.com ranks #3 out of 62 brokers according to ForexBrokers.com.
In contrast, XM Group's standard account spreads are considered expensive, and there is a lack of published data on average spreads for their commission-based XM Zero account. XM Group, rated 4 stars for commissions and fees, comes in at #33 in ForexBrokers.com's ranking, indicating a higher cost structure compared to Capital.com.
Overall, traders seeking lower fees and competitive pricing may find Capital.com more attractive, especially with its favorable spread offerings on major currency pairs. XM Group, while reputable, appears to be less cost-effective, making it crucial for potential users to consider their trading strategy and cost tolerance when choosing the right broker.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Minimum Deposit | $20 | $5 |
| Average Spread EUR/USD - Standard | 0.67 | 1.6 |
| All-in Cost EUR/USD - Active | 0.67 | 0.8 |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing Capital.com and XM Group regarding their investment offerings, both platforms support forex trading through CFDs or spot contracts. Capital.com excels in the number of tradeable symbols, offering an impressive 3007 compared to XM Group's 1394. This includes a broader selection of forex pairs, with Capital.com offering 125 pairs in comparison to XM Group's 55. However, XM Group provides clients with the unique opportunity to buy exchange-traded securities on both U.S. and international exchanges, something Capital.com does not offer.
Furthermore, XM Group allows for more diverse trading options with features like copy trading, which Capital.com lacks. In terms of buying crypto-related products, both platforms offer cryptocurrency derivatives, but neither allows purchase of actual cryptocurrency. Despite their differing offerings, both Capital.com and XM Group receive a 4.5-star rating for their range of investments. According to ForexBrokers.com, Capital.com is ranked 22nd, narrowly ahead of XM Group, which ranks 23rd out of 62 brokers. This indicates a close competition in this category, although each platform has distinct strengths that may appeal to different types of investors.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 3007 | 1394 |
| Forex Pairs (Total) | 125 | 55 |
| U.S. Stock Trading (Non CFD) | No | Yes |
| Int'l Stock Trading (Non CFD) | No | Yes |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Capital.com and XM Group both cater to traders with comprehensive trading platforms and tools, but there are clear differences between the two. Capital.com stands out with its proprietary trading platform, offering an innovative option that sets it apart from brokers relying solely on third-party solutions. Both brokers provide access to MetaTrader 4 (MT4), yet XM Group extends its offerings with MetaTrader 5 (MT5), giving traders the flexibility to choose beyond the MT4 framework. While XM Group supports copy trading, allowing traders to replicate strategies from others, Capital.com lacks this feature, which might influence traders keen on exploring social trading.
For desktop and web-based trading, both brokers hold their ground firmly by providing robust platforms across devices. However, when it comes to charting tools, Capital.com slightly edges out XM Group with 18 drawing tools compared to XM's 15, offering more options for technical analysis enthusiasts. Both brokers allow trading directly from stock charts, adding convenience for users. When considering usability and features for watch lists, Capital.com presents more customization with 11 columns compared to XM Group's 7, offering broader capabilities for tracking market dynamics. Based on ForexBrokers.com rankings, Capital.com is rated 4.5 stars and ranks 12th, achieving a higher rating than XM Group, which is rated 4 stars and sits at the 30th spot among 62 brokers, suggesting Capital.com is favored for its trading platforms and tools.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 83 | 30 |
| Charting - Drawing Tools (Total) | 18 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 11 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When it comes to trading on-the-go, both Capital.com and XM Group have you covered with their iPhone and Android apps. Each app provides users with essential features like stock and forex price alerts, as well as the option to draw trendlines and view charts across various timeframes. One distinct advantage XM Group offers is the capability to sync watchlists between the mobile app and online account, ensuring seamless access across devices. However, Capital.com stands out by allowing its charts to auto-save drawings, adding a layer of convenience for users who frequently analyze market trends.
Chart enthusiasts can appreciate that both platforms offer 30 technical studies within their app's charting tools. Creating watchlists with real-time quotes is easy with either app. However, when considering user satisfaction, Capital.com receives a higher rating of 4.5 out of 5 stars for its mobile trading app, compared to XM Group's 4 stars. Reflecting on broader industry evaluations, Capital.com is ranked 12th by ForexBrokers.com for Mobile Trading Apps, while XM Group trails at 27th among 62 brokers. This information could guide traders in deciding which mobile app might better suit their trading style and needs.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 30 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Capital.com and XM Group both provide daily market commentary and sentiment-based trading tools to offer insightful perspectives on trading environments. XM Group stands out by offering forex news from top-tier sources like Bloomberg and Reuters, and providing technical analysis tools via Trading Central. Capital.com, however, does not offer news from high-tier sources or tools from Trading Central but compensates with access to TipRanks for market research, which XM Group lacks. Both brokers offer economic calendars to keep traders informed about global events.
In terms of research quality, Capital.com is rated at 4.5 stars while XM Group scores a perfect 5 stars, reflecting a slight edge in XM's offerings. According to ForexBrokers.com, XM Group ranks 8th out of 62 brokers, whereas Capital.com ranks 14th. This indicates that while both brokers offer strong market research features, XM Group provides a more comprehensive package overall.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, both Capital.com and XM Group offer a comprehensive array of materials to support those new to forex and CFDs trading. Capital.com provides more than ten educational pieces such as articles, videos, and archived webinars dedicated to these topics. They also offer a searchable archive of recorded client webinars, along with a wide selection of over ten beginner educational videos. Furthermore, Capital.com includes an investor dictionary with definitions for at least 50 investing terms, making it easier for beginners to understand the trading lingo. Although they don't host monthly live webinars, Capital.com still earns an impressive 4.5-star rating, ranking #8 in the education category out of 62 brokers reviewed by ForexBrokers.com.
On the other hand, XM Group excels in providing monthly online educational webinars, enhancing their interactive learning experience for beginners. Like Capital.com, XM Group offers more than ten educational pieces focusing on forex and CFDs and maintains a searchable archive of past webinars. They also cater to novice traders with over ten beginner-focused videos and provide advanced educational videos for those looking to expand their trading knowledge. Despite XM Group not offering a dedicated investor dictionary, their monthly webinars and extensive video resources help them achieve a perfect 5-star rating, positioning them at #7 among 62 brokers in the education category according to ForexBrokers.com.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | No | Yes |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that Capital.com is better than XM Group. Capital.com finished with an overall rank of #10, while XM Group finished with an overall rank of #17.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 88 |
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While both Capital.com and XM Group do not provide the option to buy actual, delivered cryptocurrency, they each offer the ability to invest in cryptocurrency derivatives.
Capital.com and XM Group both offer Visa, Mastercard, Skrill, and bank wire options for depositing and withdrawing account funds, but differ in that Capital.com provides the additional option of PayPal, whereas neither platform supports ACH or SEPA transfers.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | XM Group | |
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| Trust Score | 87 | 88 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
| Broker Screenshots | Capital.com | XM Group | |
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| Regulation | Capital.com | XM Group | |
|---|---|---|---|
| Trust Score | 87 | 88 | |
| Year Founded | 2016 | 2009 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 4 | |
| Tier-2 Licenses | 1 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | XM Group | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | XM Group | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | XM Group | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 3007 | 1394 | |
| Forex Pairs (Total) | 125 | 55 | |
| U.S. Stock Trading (Non CFD) | No | Yes | |
| Int'l Stock Trading (Non CFD) | No | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | XM Group | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | 1.6 | |
| All-in Cost EUR/USD - Active | 0.67 | 0.8 | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | Yes | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Capital.com | XM Group | |
|---|---|---|---|
| Minimum Deposit | $20 | $5 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Capital.com | XM Group | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Capital.com | XM Group | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 11 | 7 | |
| Charting - Indicators / Studies (Total) | 83 | 30 | |
| Charting - Drawing Tools (Total) | 18 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | XM Group | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 30 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | XM Group | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | XM Group | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Capital.com | XM Group | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review | XM Group Review |
| Overall | Capital.com | XM Group | |
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| Trust Score | 87 | 88 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
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