Written by ForexBrokers.com
In this head to head comparison of Capital.com vs XM Group, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com (founded 2016) and XM Group (founded 2009) are both online brokers that are not publicly traded and are not banks. Per ForexBrokers.com, Capital.com has a Trust Score of 89/99 (trusted), while XM Group scores 93/99 (highly trusted). On this scale, 90–99 is highly trusted, 80–89 trusted, 70–79 average risk, 60–69 high risk, and under 59 not trusted.
Looking at regulation, Capital.com holds 3 Tier-1 licenses and 3 Tier-2 licenses; XM Group holds 4 Tier-1 and 3 Tier-2. ForexBrokers.com considers Tier-1 regulators highly trusted and Tier-2 trusted, giving XM Group a slight edge on top-tier oversight while both brokers maintain multiple trusted licenses.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Year Founded | 2016 | 2009 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 4 |
| Tier-2 Licenses | 3 | 3 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
Capital.com offers pricing that is slightly better than the industry average, making it a strong choice for traders who want lower costs. It provides a universal account for retail traders and a professional account for eligible clients, though professional clients do not get the same regulatory protection as retail clients. For forex trading, Capital.com’s EUR/USD spread averaged 0.6712 pips in April 2024, which is lower than the industry norm and helps keep trading costs down. Capital.com is rated 5 stars for commissions and fees and is ranked #3 out of 36 brokers by ForexBrokers.com.
XM Group, by comparison, has higher standard account spreads, and it does not publish average spreads for its commission-based XM Zero account. That makes it harder for traders to compare costs clearly. XM Group is rated 3.5 stars for commissions and fees and is ranked #34 out of 36 brokers by ForexBrokers.com.
Overall, Capital.com comes out ahead of XM Group for commissions and fees, especially for traders focused on low-cost forex pricing. If keeping spreads low is a priority, Capital.com is the better pick based on this category.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Minimum Deposit | $20 | $5 |
| Average spread (EUR/USD) - Standard account | 0.64 | 2 |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When it comes to range of investments, Capital.com and XM Group both let traders access forex as a CFD, and both offer cryptocurrency CFDs rather than actual digital coins. Capital.com has the edge on choice within its trading lineup, with 5,585 tradeable symbols and 125 forex pairs, compared with XM Group’s 1,429 symbols and 55 forex pairs. In ForexBrokers.com’s Range of Investments category, both brokers are rated 4.5 out of 5 stars, with Capital.com ranked #18 out of 36 and XM Group ranked #19.
XM Group stands out for investors who want access to exchange-traded securities on both U.S. and international exchanges, such as real shares in Apple or Vodafone, while Capital.com does not offer those stock purchases. XM Group also supports copy trading, which Capital.com does not. In short, Capital.com offers a wider selection of markets for active trading, while XM Group gives clients a broader mix of investment products outside of CFDs.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 1429 |
| Forex Pairs (Total) | 125 | 55 |
| U.S. Stocks (Shares) | No | Yes |
| Global Stocks (Non-U.S. Shares) | No | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Capital.com and XM Group both make it easy to get started with a free demo account, and each broker offers a choice of web-based and Windows desktop platforms, plus support for MetaTrader 4 and MetaTrader 5. Both also let you place trades directly from a chart, which can be helpful if you want to act quickly while watching price moves. Capital.com stands out for its own in-house platform, while XM Group does not have a proprietary platform of its own.
When it comes to extra tools, XM Group has an edge because it offers copy trading, while Capital.com does not. Capital.com, however, scores higher overall for trading platforms and tools, with a 4.5-star rating and a ForexBrokers.com ranking of #10 out of 36 brokers, compared with XM Group’s 4-star rating and #27 ranking. In short, both brokers cover the core platform basics well, but Capital.com is stronger for its own platform and higher overall rating, while XM Group may appeal more to traders who want copy trading.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | Yes | Yes |
| Charting - Indicators / Studies (Total) | 97 | 30 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and XM Group both offer mobile trading apps for iPhone and Android, and each includes stock or forex price alerts, 30 technical studies, and the ability to draw trendlines on charts. For traders who want a simple way to follow the markets on the go, both apps cover the basics well and support everyday mobile trading needs.
The key differences come down to convenience and app quality. XM Group stands out for watchlist symbol syncing, so changes made in the mobile app carry over to the online account, while Capital.com does not offer this feature. On the other hand, Capital.com automatically saves chart drawings in the app, which XM Group does not. Based on ForexBrokers.com ratings, Capital.com leads with 4.5 out of 5 stars and a #11 ranking in the Mobile Trading Apps category, compared with XM Group’s 4 stars and #26 ranking.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 30 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
Capital.com and XM Group both give traders plenty of market research tools, including daily market commentary, news from top-tier sources like Bloomberg and Reuters, a sentiment tool, and an economic calendar for tracking key global events. Neither broker offers Autochartist, TipRanks, or Acuity Trading, so those extra research features are not part of either platform’s lineup.
The main difference is that XM Group also includes Trading Central research, which Capital.com does not. This helps explain XM Group’s higher research rating of 5 stars and its #8 ranking out of 36 brokers by ForexBrokers.com, compared with Capital.com’s 4.5-star rating and #14 ranking.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | Yes |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to learning support for beginners, both Capital.com and XM Group give traders plenty to work with. Each broker offers at least 10 beginner-friendly videos, along with 10 or more advanced videos for traders who want to keep building their skills. Both also provide enough forex or CFD-focused education to meet a solid baseline for newcomers who want to understand the basics of trading. Capital.com stands out for its easy-to-digest learning content, but XM Group has the edge in overall education quality.
The biggest difference is live teaching. XM Group offers online educational webinars at least once a month, while Capital.com does not. That extra live support helps XM Group earn a perfect 5-star education rating and a #5 ranking out of 36 brokers at ForexBrokers.com. Capital.com still performs well with a 4.5-star rating and a #8 ranking, making it a strong choice for beginners, but XM Group is the better pick for traders who want more regular educational events and a slightly stronger overall learning experience.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Webinars | No | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than XM Group. Capital.com finished with an overall rank of #12, while XM Group finished with an overall rank of #16.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
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XM Group
|
|---|---|---|
| Overall Rating |
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| Trust Score | 89 | 93 |
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In the Capital.com vs XM Group comparison, neither online broker lets you buy actual (delivered) cryptocurrency, but both provide access to trading cryptocurrency CFDs.
Capital.com vs XM Group: for deposits and withdrawals, neither supports ACH or SEPA transfers, both support Skrill and bank wire transfers, Capital.com supports PayPal while XM Group does not, and Visa/Mastercard availability is not specified for either broker.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | XM Group | |
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| Trust Score | 89 | 93 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
| Broker Screenshots | Capital.com | XM Group | |
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| Regulation | Capital.com | XM Group | |
|---|---|---|---|
| Trust Score | 89 | 93 | |
| Year Founded | 2016 | 2009 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 4 | |
| Tier-2 Licenses | 3 | 3 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | XM Group | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | XM Group | |
|---|---|---|---|
| Kenya (CMA Authorised) | Yes | Yes | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Capital.com | XM Group | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5585 | 1429 | |
| Forex Pairs (Total) | 125 | 55 | |
| U.S. Stocks (Shares) | No | Yes | |
| Global Stocks (Non-U.S. Shares) | No | Yes | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | XM Group | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 0.64 | 2 | |
| All-in Cost EUR/USD - Active | 0.67 | N/A | |
| Inactivity Fee | No | Yes | |
| Order execution: Agency | No | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | Capital.com | XM Group | |
|---|---|---|---|
| Minimum Deposit | $20 | $5 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | No |
| Trading Platforms | Capital.com | XM Group | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | Yes | Yes | |
| cTrader | No | No |
| Trading Tools | Capital.com | XM Group | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 97 | 30 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | XM Group | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 30 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | Capital.com | XM Group | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | Yes | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | XM Group | |
|---|---|---|---|
| Webinars | No | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | Capital.com | XM Group | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | Capital.com Review | XM Group Review |
| Overall | Capital.com | XM Group | |
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| Trust Score | 89 | 93 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
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