Written by ForexBrokers.com
In this head to head comparison of Capital.com vs FinecoBank, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2016, Capital.com is an online broker with a ForexBrokers.com Trust Score rating of 87, placing it in the 'trusted' category. It is not a bank and is not publicly traded, but it holds three Tier-1 licenses and one Tier-2 license, indicating a strong regulatory standing. These licenses underscore the broker's credibility and commitment to providing secure trading environments for its users.
FinecoBank, established in 1999, holds a ForexBrokers.com Trust Score of 94, qualifying it as 'highly trusted'. As a publicly traded bank, FinecoBank benefits from the reliability that typically accompanies such institutions. It operates under the authority of two Tier-1 licenses. While it does not hold any Tier-2 licenses, the bank's high trust rating emphasizes its reputation and solid regulatory framework.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Year Founded | 2016 | 1999 |
| Publicly Traded (Listed) | No | Yes |
| Bank | No | Yes |
| Tier-1 Licenses | 3 | 2 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
When comparing Capital.com and FinecoBank, Capital.com stands out as the more cost-effective option for commissions and fees, boasting a slight edge over the industry norm. With a dynamic spread average of 0.67 pips for EUR/USD, confirmed for April 2024, it proves to be a compelling choice for low-cost forex trading. Capital.com offers a universal account for retail traders and a professional account for those qualifying as elective professionals. However, it's important to note that professional clients may not enjoy the same level of regulatory protection as retail traders. Garnering a commendable 5-star rating, Capital.com is ranked #3 out of 62 brokers in the Commissions and Fees category by ForexBrokers.com.
In contrast, FinecoBank does not share average spread data for forex and CFD trading, making its actual trading costs less transparent. Fineco lists a spread of 1 pip for the EUR/USD, a figure higher than what is typically offered by other forex brokers, and also mentions a 0.8 pips spread without clarity on average values or dates. Despite this, Fineco appears to offer more competitive spreads on index CFDs. FinecoBank earns a 3.5-star rating and is positioned at #50 out of 62 brokers in the same category.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Minimum Deposit | $20 | $0 |
| Average Spread EUR/USD - Standard | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Visa/Mastercard (Credit/Debit) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com and FinecoBank both offer forex trading as CFDs, but they cater to different investment needs with their specific features. Capital.com provides access to 3,007 tradeable symbols and boasts 125 forex pairs, making it a good choice for forex enthusiasts looking for variety. However, it does not offer exchange-traded securities on U.S. or international exchanges, nor does it support the purchase of actual cryptocurrencies, focusing instead on cryptocurrency derivatives.
FinecoBank, on the other hand, offers a larger selection of 9,770 tradeable symbols but provides a narrower range of 54 forex pairs. Unlike Capital.com, FinecoBank allows users to buy exchange-traded securities on both U.S. and international markets, such as shares of Apple or Vodafone. Neither platform supports copy trading or the purchase of actual cryptocurrency, but FinecoBank does not offer cryptocurrency derivatives. Both Capital.com and FinecoBank are rated 4.5 stars for their range of investments but differ in their rankings by ForexBrokers.com, with FinecoBank at #16 and Capital.com at #22 out of 62 brokers.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 3007 | 9770 |
| Forex Pairs (Total) | 125 | 54 |
| U.S. Stock Trading (Non CFD) | No | Yes |
| Int'l Stock Trading (Non CFD) | No | Yes |
| Social Trading / Copy Trading | No | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | No |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When selecting a trading platform, both Capital.com and FinecoBank offer unique features that cater to different user preferences. Capital.com stands out with its free virtual demo account, allowing users to practice trading without financial risk, an advantage FinecoBank does not provide. Both brokers offer proprietary platforms developed in-house for a personalized trading experience, along with Windows-based desktop and web-based platforms for versatility. Although neither broker supports copy trading, Capital.com offers MetaTrader 4, a popular choice for many traders, whereas FinecoBank does not. Additionally, Capital.com offers 18 drawing tools for charting, compared to FinecoBank's 7, and provides the ability to trade directly from stock charts, a feature FinecoBank lacks.
In terms of watch list customization, Capital.com offers 11 customizable columns, enhancing user experience with detailed tracking options—a feature not specified for FinecoBank. Despite these differences, both platforms have received favorable reviews. Capital.com is rated at 4.5 stars for trading platforms and tools, and ranks 12th out of 62 brokers on ForexBrokers.com. FinecoBank, while slightly behind, boasts a commendable 4-star rating and an 18th place ranking in the same category. Ultimately, the choice between the two may come down to whether a user values the additional flexibility and features offered by Capital.com, or the proprietary strengths of FinecoBank.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Virtual Trading (Demo) | Yes | No |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 83 | 37 |
| Charting - Drawing Tools (Total) | 18 | 7 |
| Charting - Trade From Chart | Yes | No |
| Watchlists - Total Fields | 11 | N/A |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both Capital.com and FinecoBank provide mobile trading apps for both iPhone and Android users. While both platforms support essential features like stock and forex price alerts and viewing different time frames on charts, Capital.com stands out for its charting capabilities. With 30 technical studies and the ability to draw trendlines, it's perfect for traders who need comprehensive analytical tools. Furthermore, Capital.com's app allows for auto-saving of chart drawings, which is currently not possible with FinecoBank’s app. Finecobank offers only 6 technical studies and does not support trendline drawing, which might be a limitation for traders who rely heavily on technical analysis.
A key distinction between the two apps is the creation and management of watchlists. Capital.com users can create watchlists with real-time quotes, enabling them to stay updated with rapid market changes. Unfortunately, FinecoBank does not offer this feature. Capital.com’s mobile trading app is highly regarded, boasting a 4.5-star rating, and is ranked #12 among 62 brokers by ForexBrokers.com. FinecoBank’s app is not far behind with a 4-star rating, but it's ranked #42, indicating room for improvement when compared to its competitor. Overall, both apps are viable options, but Capital.com offers more advanced tools and features for those looking to enhance their trading experience on the go.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 6 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
When exploring the realm of market research, Capital.com and FinecoBank offer distinct features for online broker enthusiasts. Capital.com provides added value with daily market commentary, giving investors timely insights into market movements. On the other hand, FinecoBank excels with forex news from top-tier sources like Bloomberg and Reuters, offering rich, detailed information crucial for currency trading. Both brokers, however, lack tools from well-known companies such as Autochartist and Trading Central, so users might need to look elsewhere for comprehensive technical analysis tools. Importantly, Capital.com includes a sentiment-based trading tool showing the ratio of long or short positions, which can be pivotal for traders gauging market sentiments, a feature not available with FinecoBank. Additionally, Capital.com collaborates with TipRanks, further enhancing its market research offerings.
Both Capital.com and FinecoBank provide economic calendars, keeping traders informed about global economic events and announcements—a beneficial feature for planning trades around market volatility. In terms of ratings, Capital.com edges out FinecoBank with a research rating of 4.5 stars, compared to FinecoBank's 4 stars. This superior rating is reflected in their industry ranking, with Capital.com placed at #14 out of 62 brokers by ForexBrokers.com, while FinecoBank sits lower at #33. For traders prioritizing research and market insight tools, these nuances can be key in selecting the right platform to meet their trading needs.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners diving into the world of forex and CFD trading, educational resources can play a crucial role. Capital.com stands out with its wide range of learning materials, offering over 10 educational pieces focused on forex and CFDs. The platform excels with a searchable archive of recorded webinars and a significant collection of beginner and advanced educational videos that cover various trading topics. Additionally, Capital.com provides a comprehensive investor dictionary, making complex investing terminology more accessible for novices. With an educational rating of 4.5 stars, it ranks 8th out of 62 brokers by ForexBrokers.com in the Education category, showcasing its commitment to empowering new traders.
On the other hand, FinecoBank offers a different approach by hosting online educational webinars once a month, providing an interactive option for learners. Although it lacks a comprehensive archive of past webinars and a focus on advanced trading videos, it still offers a solid selection of beginner educational videos and an investor dictionary, ensuring foundational knowledge is covered. With an educational rating of 4 stars, FinecoBank is ranked 49th by ForexBrokers.com, reflecting its room for improvement in offering a breadth of educational resources compared to competitors like Capital.com.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | Yes |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that Capital.com is better than FinecoBank. Capital.com finished with an overall rank of #10, while FinecoBank finished with an overall rank of #25.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
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FinecoBank
|
|---|---|---|
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| Trust Score | 87 | 94 |
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In a comparison between online brokers, Capital.com offers the ability to buy cryptocurrency derivatives, but not actual cryptocurrencies, whereas FinecoBank does not offer the ability to buy either actual cryptocurrencies or their derivatives.
Capital.com supports PayPal, Skrill, Visa/Mastercard, and bank wires for deposits and withdrawals but does not offer ACH or SEPA transfers, whereas FinecoBank facilitates ACH or SEPA transfers and bank wires, but lacks support for PayPal, Skrill, and Visa/Mastercard payments.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | FinecoBank | |
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| Trust Score | 87 | 94 | |
| Winner | check_circle | ||
| Review | Capital.com Review | FinecoBank Review |
| Broker Screenshots | Capital.com | FinecoBank | |
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| Regulation | Capital.com | FinecoBank | |
|---|---|---|---|
| Trust Score | 87 | 94 | |
| Year Founded | 2016 | 1999 | |
| Publicly Traded (Listed) | No | Yes | |
| Bank | No | Yes | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 2 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | FinecoBank | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | FinecoBank | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | FinecoBank | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 3007 | 9770 | |
| Forex Pairs (Total) | 125 | 54 | |
| U.S. Stock Trading (Non CFD) | No | Yes | |
| Int'l Stock Trading (Non CFD) | No | Yes | |
| Social Trading / Copy Trading | No | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | No | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | FinecoBank | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | N/A | |
| All-in Cost EUR/USD - Active | 0.67 | N/A | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | No |
| Funding | Capital.com | FinecoBank | |
|---|---|---|---|
| Minimum Deposit | $20 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Visa/Mastercard (Credit/Debit) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | Yes |
| Trading Platforms | Capital.com | FinecoBank | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Capital.com | FinecoBank | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | No | |
| Alerts - Basic Fields | Yes | No | |
| Watchlists - Total Fields | 11 | N/A | |
| Charting - Indicators / Studies (Total) | 83 | 37 | |
| Charting - Drawing Tools (Total) | 18 | 7 | |
| Charting - Trade From Chart | Yes | No | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | FinecoBank | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | No | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 6 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | FinecoBank | |
|---|---|---|---|
| Daily Market Commentary | Yes | No | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | FinecoBank | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | Yes |
| Major Forex Pairs | Capital.com | FinecoBank | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review | FinecoBank Review |
| Overall | Capital.com | FinecoBank | |
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| Trust Score | 87 | 94 | |
| Winner | check_circle | ||
| Review | Capital.com Review | FinecoBank Review |
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