Written by ForexBrokers.com
In this head to head comparison of XTB vs Forex4you, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing online brokers XTB and Forex4you, there are notable differences in their regulatory standing and trust scores. Established in 2002, XTB is a publicly traded company but not a bank. It holds two Tier-1 licenses and two Tier-2 licenses, which contribute to its impressive Trust Score of 96 out of 99 according to ForexBrokers.com, placing it in the highly trusted category.
In contrast, Forex4you, founded in 2007, is not publicly traded and also not a bank. Unlike XTB, Forex4you does not hold any Tier-1 or Tier-2 licenses. Consequently, its Trust Score is 61, falling into the high-risk category. These differences highlight XTB's competitive edge in trust and regulatory compliance compared to Forex4you.
| Feature |
XTB
|
Forex4you
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 0 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
When considering the costs associated with trading, XTB and Forex4you offer distinct options for investors. XTB provides a choice between two account types: a spread-only Standard account and a commission-based Professional account, although the latter is restricted to certain clients in the U.K. and Europe. On average, XTB's EUR/USD forex spreads in Q4 2023 were 1 pip, aligning with industry norms but falling short of top-tier brokers' pricing. The Standard account at XTB is generally more favorable for retail traders, particularly since the Pro account is being phased out in many regions.
In contrast, Forex4you lacks available data on average spreads, which may pose a challenge for traders looking to evaluate their potential costs. For active traders, XTB offers an enticing rebate program, returning a portion of the spread ranging from 5% to 30% based on trading volume. This rebate is part of XTB's Lower Spread Group, designed to maintain competitiveness with other major brokers. For those categorized as elective professionals in the EU, this could prove advantageous.
In terms of ratings, XTB stands out with a commendable 4.5 stars for commissions and fees, earning the 11th position out of 62 brokers as ranked by ForexBrokers.com. Meanwhile, Forex4you receives a lower rating of 3.5 stars, placing it at 53rd out of 62 in the same category. These rankings underscore XTB's more competitive fee structure and active trader incentives, making it a more attractive option for cost-sensitive traders.
| Feature |
XTB
|
Forex4you
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average Spread EUR/USD - Standard | 1.00 | N/A |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing the range of investments offered by XTB and Forex4you, it's clear that XTB provides a wider selection for traders. With 7,184 tradeable symbols, XTB far surpasses Forex4you, which offers just 150. For forex enthusiasts, XTB supports trading in 71 different forex pairs, while Forex4you provides access to 43. Both brokers allow forex trading as either CFDs or spot contracts. However, only XTB enables clients to invest in exchange-traded securities on U.S. and international exchanges. This means that with XTB, you can directly purchase shares like Apple on the NASDAQ or Vodafone on the London Stock Exchange, an option not available through Forex4you.
In terms of cryptocurrency, both brokers allow for trading in cryptocurrency derivatives but neither offers the opportunity to buy actual, delivered cryptocurrencies. One unique feature of Forex4you is its copy trading service, which appeals to those looking to mimic the trades of expert investors, a service XTB does not offer. Evaluating their range of investments, XTB earns a five-star rating and a ranking of 14th out of 62 brokers according to ForexBrokers.com. In contrast, Forex4you receives a rating of 3.5 stars and ranks 58th, suggesting a more limited array of investment opportunities.
| Feature |
XTB
|
Forex4you
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 150 |
| Forex Pairs (Total) | 71 | 43 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools between XTB and Forex4you, both provide simulated trading with free virtual demo accounts and have developed their own proprietary platforms. For desktop users, both offer a Windows-based download option and a web-based platform accessible through a browser. However, Forex4you has the advantage of offering copy trading, and it supports popular platforms MetaTrader 4 and MetaTrader 5, while XTB does not. Neither broker integrates with social trading services like DupliTrade or ZuluTrade, but they differ notably in charting tools, where XTB provides 32 drawing tools compared to Forex4you’s 15. Both brokers enable trading directly from charts, giving users convenient functionality in executing trades.
In terms of watch list customization, XTB leads slightly with eight fields to Forex4you’s seven. When rated on trading platforms and tools, XTB receives a commendable 4.5 out of five stars, reflecting its strong performance and user satisfaction, while Forex4you follows with four stars. Moreover, according to ForexBrokers.com, XTB ranks 9th among 62 brokers in this category, showcasing its high position as a platform provider, whereas Forex4you is positioned 52nd. This indicates that while Forex4you has strengths such as MetaTrader support, XTB may offer superior overall tools and platform quality for traders.
| Feature |
XTB
|
Forex4you
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 39 | 30 |
| Charting - Drawing Tools (Total) | 32 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 8 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When looking at mobile trading apps, both XTB and Forex4you have developed apps for iPhone and Android devices, catering to traders on the go. Both platforms offer key features, such as stock or forex price alerts and the capability to draw trend lines on charts. Users can also view multiple timeframes on charts and create watchlists with real-time quotes. However, neither XTB nor Forex4you offers syncing watchlists between mobile apps and online accounts, which could be a drawback for users who frequently switch devices.
Diving deeper into charting capabilities, XTB provides a more comprehensive toolset with 39 technical studies compared to Forex4you's 30. Both apps auto-save chart drawings, ensuring users don't lose their work. Despite the similarities, XTB leads in user satisfaction with a 4.5-star rating, ranking it 8th out of 62 brokers in the mobile trading apps category by ForexBrokers.com, while Forex4you holds a 4-star rating and ranks 50th. This suggests a preference among traders for XTB’s app in delivering a slightly more refined trading experience.
| Feature |
XTB
|
Forex4you
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Both XTB and Forex4you provide traders with daily market commentary and access to forex news from prestigious sources like Bloomberg and Reuters. However, the two platforms differ in their research tools and overall ratings. Forex4you stands out for offering advanced technical analysis and fundamental research tools through partnerships with Autochartist and Trading Central. In contrast, XTB does not provide these specific tools but compensates with a sentiment-based trading tool that shows the ratio of long or short positions across various instruments, a feature Forex4you lacks.
In terms of global event tracking, both brokers include an economic calendar to keep traders informed. Despite some similar offerings, XTB garners a higher research rating with five stars, in contrast to Forex4you's 3.5 stars. This is further reflected in their rankings by ForexBrokers.com, where XTB holds the 7th spot out of 62 brokers, significantly outperforming Forex4you, which is ranked at 47. While both platforms have strengths, XTB stands out more robustly in overall research quality and industry recognition.
| Feature |
XTB
|
Forex4you
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational resources for beginners provided by XTB and Forex4you, there are some notable differences. Both platforms offer a variety of educational materials including articles, videos, and archived webinars centered around forex and CFDs, ensuring there is extensive content available for newcomers. However, XTB stands out by offering online educational webinars at least once a month, helping new traders stay engaged and informed with current market trends. Moreover, XTB provides a searchable archive of previously recorded webinars, similar to Forex4you, but takes a step further by offering more than ten beginner-friendly educational videos, which Forex4you does not match.
For those with more trading experience, XTB delivers a wide array of advanced educational videos, a resource Forex4you lacks. Unfortunately, neither platform offers a comprehensive investor dictionary filled with essential trading term definitions. This emphasis on comprehensive learning earns XTB a higher education rating of five stars, compared to Forex4you’s 3.5 stars. In rankings by ForexBrokers.com, XTB sits at the 11th spot among 62 brokers in the Education category, whereas Forex4you is positioned at number 25, showcasing XTB’s stronger commitment to providing beginner-friendly educational resources.
| Feature |
XTB
|
Forex4you
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that XTB is better than Forex4you. XTB finished with an overall rank of #7, while Forex4you finished with an overall rank of #55.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
|
Forex4you
|
|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 61 |
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Both XTB and Forex4you do not provide the option to buy actual delivered cryptocurrency, but they do offer the ability to trade cryptocurrency derivatives.
When comparing XTB and Forex4you, neither broker supports ACH or SEPA transfers, but XTB allows PayPal deposits and withdrawals unlike Forex4you, while both offer Skrill, Visa/Mastercard, and bank wire options for account funding.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Forex4you | |
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| Trust Score | 96 | 61 | |
| Winner | check_circle | ||
| Review | XTB Review |
| Broker Screenshots | XTB | Forex4you | |
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| Regulation | XTB | Forex4you | |
|---|---|---|---|
| Trust Score | 96 | 61 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 0 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | Forex4you | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | XTB | Forex4you | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | XTB | Forex4you | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 150 | |
| Forex Pairs (Total) | 71 | 43 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Forex4you | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | N/A | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | Yes | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | XTB | Forex4you | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | XTB | Forex4you | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | XTB | Forex4you | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 8 | 7 | |
| Charting - Indicators / Studies (Total) | 39 | 30 | |
| Charting - Drawing Tools (Total) | 32 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Forex4you | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | XTB | Forex4you | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Forex4you | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | No | No |
| Major Forex Pairs | XTB | Forex4you | |
|---|---|---|---|
| GBP/USD | Yes | No | |
| USD/JPY | Yes | No | |
| EUR/USD | Yes | No | |
| USD/CHF | Yes | No | |
| USD/CAD | Yes | No | |
| NZD/USD | Yes | No | |
| AUD/USD | Yes | No | |
| Review | XTB Review |
| Overall | XTB | Forex4you | |
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| Trust Score | 96 | 61 | |
| Winner | check_circle | ||
| Review | XTB Review |
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