Written by ForexBrokers.com
In this head to head comparison of Earn vs Xtrade, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing online brokers Earn and Xtrade, one key consideration is their trust scores based on regulatory information. Both brokers are privately held and are not affiliated with any bank. Earn, which has been around since 1994, and Xtrade, founded in 2003, each hold a highly trusted Tier-1 license, representing their commitment to maintaining high regulatory standards. However, Xtrade has an advantage with an additional Tier-2 license, which further supports its standing in the market.
Evaluating their trust scores, ForexBrokers.com gives Earn a score of 71, indicating an average risk to users, while Xtrade scores slightly higher at 74, offering clients a marginally higher trust level. This difference highlights Xtrade's increased emphasis on regulatory compliance, making it a generally safer option for traders who prioritize security and adherence to international standards.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Year Founded | 1994 | 2003 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 1 | 1 |
| Tier-2 Licenses | 0 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
When it comes to commissions and fees, Earn distinguishes itself with a competitive edge. With a commendable rating of 4 stars, Earn secures the 46th spot among 62 brokers as assessed by ForexBrokers.com. While specific average spread data is unavailable, Earn manages to provide an overall satisfying trading experience by keeping commission costs in check.
On the other hand, Xtrade struggles to keep up in the commissions and fees category. With a modest rating of only 2.5 stars, Xtrade ranks at the bottom, positioned at 62nd out of 62 brokers analyzed by ForexBrokers.com. Without average spread details, traders might find it challenging to gauge the true cost efficiency of trading with Xtrade, potentially making it a less enticing option in comparison to Earn.
In summary, for those prioritizing cost-effectiveness in trading, Earn emerges as the more favorable choice over Xtrade. With higher ratings and better industry rankings, Earn offers a more appealing structure for traders focused on minimizing commissions and fees.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Minimum Deposit | $100 | $250 |
| Average Spread EUR/USD - Standard | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing the investment options offered by online brokers Earn and Xtrade, both platforms present a similar opportunity for traders. Both brokers provide forex trading via CFDs or spot contracts, with Earn offering a slight edge with 61 tradeable forex pairs compared to Xtrade's 56. In terms of overall tradeable symbols, Earn also takes the lead with 500 compared to Xtrade's 482. Both platforms, however, do not support exchange-traded securities on U.S. or international exchanges, nor do they offer the option to buy physical cryptocurrencies. Instead, each provides the opportunity to invest in cryptocurrency derivatives.
For those interested in copy trading, Earn is the broker that accommodates this feature, offering a more diverse approach to trading strategies compared to Xtrade, which does not support copy trading. Despite these differences, both brokers are rated equally with a 3.5-star rating for their range of investments, although Earn is slightly better positioned at rank #45 compared to Xtrade's #49 according to ForexBrokers.com. This info highlights Earn's broader selection of investment options, giving it a minor competitive advantage for those seeking more variety in their trading activities.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 500 | 482 |
| Forex Pairs (Total) | 61 | 56 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | Yes | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools of Earn and Xtrade, each broker has its unique strengths. Both brokers offer simulated trading features with free demo accounts, providing users a chance to practice without any financial risk. Earn stands out by supporting both MetaTrader 4 and MetaTrader 5, while Xtrade does not offer these popular platforms. Instead, Xtrade has developed its own proprietary software, aligning more closely with traders looking for an in-house platform experience. For desktop trading, Earn provides a Windows-based application, whereas Xtrade focuses solely on web-based platforms. Additionally, Earn supports copy trading and ZuluTrade services, which are not available with Xtrade. Both brokers allow users to trade directly from stock charts, enhancing the overall trading experience.
On the charting front, Xtrade provides a more extensive suite of drawing tools with 100 options compared to Earn's 15. When it comes to watch list features, Xtrade again delivers more customization with 9 columns available, while Earn offers 7. Popular among traders, technical indicators and drawing tools play a vital role in strategy formulation. Earn is rated slightly higher at 4 stars for its range of trading platforms and tools, compared to Xtrade's 3.5 stars. According to ForexBrokers.com rankings, Earn is positioned at #51 out of 62 brokers, whereas Xtrade is ranked at #58. These rankings suggest that while both brokers provide adequate trading solutions, Earn offers a marginally better overall platform experience.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | No | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | Yes | No |
| DupliTrade | No | No |
| ZuluTrade | Yes | No |
| Charting - Indicators / Studies (Total) | 35 | N/A |
| Charting - Drawing Tools (Total) | 15 | 100 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 7 | 9 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both Earn and Xtrade offer mobile trading apps for iPhone and Android users, but their features vary significantly. While both brokers provide apps compatible with these devices, Earn excels in offering stock and forex price alerts, while Xtrade does not. Technical analysis enthusiasts might appreciate Earn's 35 technical studies available for charting, along with features like drawing trendlines and viewing multiple time frames. Xtrade, on the other hand, lacks these functionalities, which may limit its appeal for traders looking for comprehensive charting options. Additionally, Earn users benefit from an app that automatically saves chart drawings, a feature absent in Xtrade's app.
When it comes to managing watchlists, both Earn and Xtrade fall short in syncing capabilities between mobile and web accounts, but Earn still shines by allowing the creation of watchlists with real-time quotes, unlike Xtrade. Despite these differences, both apps have scored four out of five stars in overall user ratings for mobile trading. However, ForexBrokers.com ranks Earn significantly higher in the mobile trading apps category at 26th out of 62 brokers, compared to Xtrade's 53rd position. These distinctions highlight Earn's stronger suit in features that cater to active traders seeking robust charting and alert functionalities.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | No |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 35 | N/A |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | No |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
Both Earn and Xtrade offer daily market commentary and provide forex news from well-known sources like Bloomberg and Reuters, ensuring traders stay informed about the latest market trends. While neither platform features tools from Autochartist or Trading Central, they do offer economic calendars to keep users updated on global news events. This shared capability helps traders plan strategically around significant economic announcements.
In terms of unique offerings, neither Earn nor Xtrade provides sentiment-based trading tools, TipRanks research, or tools from Acuity Trading. Despite these similarities, Earn is ranked higher for research by ForexBrokers.com, securing the 38th spot compared to Xtrade's 52nd. Both brokers share an average research rating of 3.5 out of 5 stars, reflecting their basic but reliable offerings in market research.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational resources available for beginners, Xtrade provides a few more options than Earn. Xtrade offers a series of educational materials specifically focused on forex and CFDs, meeting the benchmark of at least 10 educational pieces. This makes it a better choice for those looking to deepen their understanding of these trading areas. Additionally, Xtrade features an investor dictionary, which includes definitions of more than 50 investing terms, a useful resource for newcomers aiming to build their financial vocabulary. On the other hand, Earn falls short in all these aspects, not meeting the minimum educational requirements in any of these categories.
In terms of more advanced educational offerings, both Earn and Xtrade provide limited resources. Neither broker offers educational client webinars or a searchable archive of recorded sessions. Moreover, both lack a substantial library of trading videos targeted at beginners or experienced traders, meaning there are limited video resources to enhance understanding. Despite these shortcomings, both Earn and Xtrade have received an education rating of 3.5 out of 5 stars. However, when ranked among 62 brokers by ForexBrokers.com for their educational offerings, Xtrade edges out Earn, taking the 46th spot compared to Earn's 61st position, highlighting Xtrade's slight advantage in educational resources for novices.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Education (Forex or CFDs) | No | Yes |
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Videos - Beginner Trading Videos | No | No |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that Earn is better than Xtrade. Earn finished with an overall rank of #50, while Xtrade finished with an overall rank of #59.
Earn was an early pioneer of mobile apps for finance, then became a forex and CFD broker, now offering the MetaTrader platform. With just one regulatory license, Earn has a lower Trust Score than more established forex brokers.
| Feature |
Earn
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Xtrade
|
|---|---|---|
| Overall Rating |
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| Trust Score | 71 | 74 |
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Both Earn and Xtrade do not offer the option to buy actual delivered cryptocurrency, but they do provide the ability to purchase cryptocurrency derivatives.
Both Earn and Xtrade provide Skrill, Visa or Mastercard, and bank wire options for depositing or withdrawing account funds, but neither supports ACH, SEPA, or PayPal transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Earn | Xtrade | |
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| Trust Score | 71 | 74 | |
| Winner | check_circle | ||
| Review | Xtrade Review |
| Broker Screenshots | Earn | Xtrade | |
|---|---|---|---|
| Trading Platforms Gallery (click to expand) | |||
| Mobile Trading Gallery (click to expand) | |||
| Research Gallery (click to expand) | |||
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| Regulation | Earn | Xtrade | |
|---|---|---|---|
| Trust Score | 71 | 74 | |
| Year Founded | 1994 | 2003 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 1 | 1 | |
| Tier-2 Licenses | 0 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Earn | Xtrade | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | No | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Earn | Xtrade | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Earn | Xtrade | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 500 | 482 | |
| Forex Pairs (Total) | 61 | 56 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | Yes | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Earn | Xtrade | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Earn | Xtrade | |
|---|---|---|---|
| Minimum Deposit | $100 | $250 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Earn | Xtrade | |
|---|---|---|---|
| Proprietary Platform | No | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | Yes | No |
| Trading Tools | Earn | Xtrade | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | No | |
| Watchlists - Total Fields | 7 | 9 | |
| Charting - Indicators / Studies (Total) | 35 | N/A | |
| Charting - Drawing Tools (Total) | 15 | 100 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | No |
| Mobile Trading | Earn | Xtrade | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | No | |
| Mobile Watchlist | Yes | No | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 35 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | No | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | No |
| Research | Earn | Xtrade | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Earn | Xtrade | |
|---|---|---|---|
| Education (Forex or CFDs) | No | Yes | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No | |
| Videos - Beginner Trading Videos | No | No | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | Earn | Xtrade | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Xtrade Review |
| Overall | Earn | Xtrade | |
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| Trust Score | 71 | 74 | |
| Winner | check_circle | ||
| Review | Xtrade Review |
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