Written by ForexBrokers.com
In this head to head comparison of XTB vs eToro, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XTB vs eToro: both are publicly traded brokers that are not banks, with XTB founded in 2002 and eToro in 2007. Each holds a 96/99 Trust Score from ForexBrokers.com, which places them in the “highly trusted” range (90–99). For context, that scale rates 80–89 as trusted, 70–79 average risk, 60–69 high risk, and under 59 not trusted.
On regulation, XTB holds 2 Tier-1 licenses and 2 Tier-2 licenses, while eToro holds 4 Tier-1 licenses and 1 Tier-2 license (Tier-1 being the most stringent category per ForexBrokers.com). In short, both firms score equally high for trust, with eToro carrying more Tier-1 coverage and XTB balancing strong Tier-1 with additional Tier-2 oversight.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
For commissions and fees, both brokers score well: XTB earns 4.5 stars and ranks #12 out of 63 brokers at ForexBrokers.com, while eToro also earns 4.5 stars but ranks #23 out of 63. That means both are competitive on pricing, with XTB generally placing higher in this category.
XTB’s pricing centers on its spread-only Standard account (minimum deposit: 250 in your base currency). In Q4 2023, the average EUR/USD spread was 1 pip—roughly around the industry norm—even if XTB doesn’t beat the absolute cheapest brokers. A commission-based Pro account has been reserved for elective professionals in the U.K. and EU and is being phased out. For smaller trade sizes, the Standard account tends to be the better deal, while higher volumes narrow the gap. Active traders can lower costs through XTB’s Lower Spread Group, which rebates 5% to 30% of the spread once you hit monthly volume tiers from 20 up to 1,000 lots.
eToro, a market-maker, lists a typical variable spread of 1 pip on EUR/USD, which it notes is slightly higher than the industry average—so most retail traders choose eToro for its social copy trading features rather than the tightest spreads. Its VIP program (eToro Club) spans five tiers from Silver to Diamond for balances of $5,000 to $250,000, offering perks such as access to Trading Central, discounted deposit and withdrawal fees, and a dedicated account manager. eToro’s commissions and fees rating is 4.5 stars, with a #23 ranking out of 63 brokers.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 |
| Average Spread EUR/USD - Standard | 1.00 | 1 |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Active Trader or VIP Discounts | No | Yes |
| ACH or SEPA Transfers | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and eToro both deliver a wide range of investments and support forex trading, whether through CFDs or spot contracts. XTB lists 7,184 tradeable symbols versus eToro’s 7,441. For currency traders, XTB offers 71 forex pairs while eToro provides 55. Both brokers let you buy exchange-traded stocks on U.S. markets like Apple (AAPL) and on international exchanges such as London-listed Vodafone, making it easy to build a global portfolio.
The key differences show up in features. eToro includes copy trading and lets you buy actual cryptocurrency, while XTB does not; both offer crypto derivatives. Despite these contrasts, each earns 5 out of 5 stars for Range of Investments. In ForexBrokers.com’s rankings out of 63 brokers, eToro places #11 and XTB ranks #15. In short, XTB suits traders who want more forex pairs, while eToro appeals if you value copy trading and access to real crypto alongside stocks and CFDs.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 7441 |
| Forex Pairs (Total) | 71 | 55 |
| U.S. Stock Trading (Non CFD) | Yes | Yes |
| Int'l Stock Trading (Non CFD) | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | Yes |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB vs eToro: both brokers offer free demo (paper) accounts, proprietary platforms, and web-based trading. XTB also provides a Windows desktop platform, while eToro does not. eToro supports copy trading; XTB does not. Neither broker offers MT4, MT5, DupliTrade, or ZuluTrade. Both let you place trades directly from charts. For charting, XTB includes 32 drawing tools, while eToro offers 73. Watchlists differ too: XTB supports 8 columns, eToro 6.
For Trading Platforms and Tools, both earn 4.5 stars on ForexBrokers.com, with eToro ranked #8 and XTB #9 out of 63 brokers. Choose eToro if you want built-in copy trading and more drawing tools in the browser; choose XTB if you prefer a downloadable Windows platform and slightly more watchlist fields, alongside an easy-to-use web platform and free demo.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 39 | 106 |
| Charting - Drawing Tools (Total) [DELETED] | 32 | 73 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 8 | 6 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When comparing the mobile trading apps of XTB and eToro, both platforms offer iPhone and Android apps with robust functionality. They provide essential features like stock or forex price alerts and the ability to create watchlists with real-time quotes. However, differences emerge when considering charting capabilities and customization. XTB's app stands out with its 39 technical studies and the unique ability to draw trendlines directly on charts, alongside viewing multiple time frames. Notably, XTB also allows auto-saving of chart drawings, ensuring consistent tracking of your analysis. In contrast, eToro boasts a larger selection of 104 technical studies but lacks trendline drawing and auto-saving features, potentially requiring more manual inputs for avid chartists.
For those who rely heavily on syncing watchlist data across devices, eToro offers seamless syncing between the mobile app and online account, a feature absent in XTB. Despite this, both apps enjoy high ratings of 4.5 stars. When benchmarked by ForexBrokers.com, XTB claims a slight edge, ranking #8 compared to eToro's #10 in the Mobile Trading Apps category. Whether you prioritize charting features or syncing capabilities can influence your choice between these two highly rated brokers.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 39 | 104 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
XTB and eToro both deliver daily market commentary and stream forex news from top-tier sources like Bloomberg, Reuters, and Dow Jones. Each provides a handy sentiment tool to see long/short positioning and an economic calendar to track key events. Neither platform includes Autochartist or research tools from Acuity Trading.
Where they differ: eToro adds Trading Central tools and TipRanks insights, while XTB does not. Even so, XTB earns the higher overall research marks—rated 5 stars and ranked #7 out of 63 brokers by ForexBrokers.com—compared with eToro’s 4.5 stars and #13 ranking. If you value Trading Central and TipRanks, eToro has the edge; if you want the higher-rated research experience overall, XTB is the stronger choice.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | No | Yes |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners offered by online brokers, both XTB and eToro provide ample materials to help you get started with forex and CFDs trading. Each platform boasts more than 10 educational pieces, including articles, videos, and archived webinars, focusing on these subjects. Additionally, both brokers host regular monthly webinars and provide access to a searchable archive of recorded sessions, allowing beginners to learn at their own pace. For those new to trading, there are also at least 10 beginner-focused educational videos available on each platform, complemented by advanced topic videos aimed at more experienced traders.
Despite offering similar foundational resources, eToro edges out XTB with additional learning tools, such as an investor dictionary with over 50 trading terms clearly explained, a feature XTB lacks. Yet, when rated for their educational offerings, XTB maintains a slight advantage with a 5-star rating, compared to eToro's 4.5 stars. In terms of ranking among 63 brokers evaluated by ForexBrokers.com specifically for education, eToro holds a higher position at #5, whereas XTB is ranked at #11. Overall, both brokers provide a strong education infrastructure, but eToro may offer a bit more in terms of supplementary learning tools for those who are just starting out.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | Yes |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than eToro. XTB finished with an overall rank of #7, while eToro finished with an overall rank of #9.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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eToro
|
|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 96 |
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While both XTB and eToro provide the option to trade cryptocurrency derivatives, eToro stands out by also offering the ability to purchase actual delivered cryptocurrencies, unlike XTB.
When comparing online brokers XTB and eToro, both offer PayPal, Skrill, Visa/Mastercard, and bank wire transfers as options to deposit or withdraw funds, while eToro additionally provides ACH and SEPA transfers, which XTB does not offer.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | eToro | |
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| Trust Score | 96 | 96 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
| Broker Screenshots | XTB | eToro | |
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| Regulation | XTB | eToro | |
|---|---|---|---|
| Trust Score | 96 | 96 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | eToro | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | Yes | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | eToro | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | eToro | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 7441 | |
| Forex Pairs (Total) | 71 | 55 | |
| U.S. Stock Trading (Non CFD) | Yes | Yes | |
| Int'l Stock Trading (Non CFD) | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | Yes | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | eToro | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | 1 | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Active Trader or VIP Discounts | No | Yes | |
| Inactivity Fee | Yes | Yes | |
| Execution: Agency Broker | Yes | Yes | |
| Execution: Market Maker | Yes | Yes |
| Funding | XTB | eToro | |
|---|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | Yes |
| Trading Platforms | XTB | eToro | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | XTB | eToro | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 8 | 6 | |
| Charting - Indicators / Studies (Total) | 39 | 106 | |
| Charting - Drawing Tools (Total) [DELETED] | 32 | 73 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | eToro | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 39 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | No |
| Research | XTB | eToro | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | Yes | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | eToro | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | Yes | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | XTB | eToro | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | XTB Review | eToro Review |
| Overall | XTB | eToro | |
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| Trust Score | 96 | 96 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
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